Equipment Finance Relationship Manager

3 days ago


New Orleans, Louisiana, United States Hancock Bank Full time
Job Summary

We are seeking a highly skilled Equipment Finance Relationship Manager to join our team at Hancock Bank. As a key member of our commercial banking team, you will be responsible for developing and expanding equipment finance related customer relationships.

Responsibilities
  • Partner with Bank markets to develop equipment finance prospect and customer relationships within designated areas.
  • Perform business development activities and consultative support of Corporate Banking, Middle Market Banking, Commercial Banking, and Private Banking.
  • Focus on businesses with sales of $20MM or more that operate in our defined targeted industries and are capital equipment intensive.
  • Operate as a partner to Corporate, Middle Market, Commercial and Private bankers, creating a team approach and support to understanding and serving client needs.
  • Analyze and develop marketing plans in cooperation with Bank Line of Business to identify current customer opportunities and new client acquisition opportunities.
  • Call in support of equipment finance centered expansion of current bank relationships and new client acquisition.
  • Consult with Bankers and clients on equipment life cycles and value relative to business considerations, including tax implications of equipment transactions in order to create alternative financing structures and maximize client value.
  • Keep abreast of local, regional, and national competition in the equipment finance marketplace and consult with Bankers to develop competitive structures and pricing strategies.
  • Provide consultation to Bankers and Credit officers on legal and structural issues unique to specific equipment types.
Requirements
  • Bachelor's Degree, major in Accounting or Finance preferred.
  • Minimum 8 years of relationship management experience selling equipment finance and leasing products.
  • Relevant Equipment Finance marketing experience in a bank, industrial or independent equipment finance company, marketing to Corporate and Middle Market clients.
  • Expert understanding of structured finance as related to equipment financing (credit, equipment, tax, accounting and legal).
  • Understanding and the ability to communicate the structural, tax, accounting and legal issues to clients, bankers, credit officers and Equipment Finance support teams.
  • Proficient in credit underwriting fundamentals and prior credit experience including financial analysis.
  • Basic knowledge of commercial loan products & lending / compliance regulations.

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