Mortgage Loan Specialist

3 days ago


Westlake Village, California, United States HCLTech Full time
Senior Mortgage Loan Underwriter

HCLTech is a global outsourcing company with a presence in 53 countries, offering a competitive base salary with uncapped incentives and industry-leading benefits. We are seeking a skilled Senior Mortgage Loan Underwriter to join our team.

Key Responsibilities:
  • Conduct thorough analysis of loan files to ensure compliance with investor guidelines.
  • Evaluate credit packages and collateral for residential mortgage loans, ensuring investment quality and creditworthiness.
  • Verify accuracy of calculations and maintain knowledge of secondary market underwriting guidelines.
  • Assist in maintaining compliance with federal, state, and local laws and regulations.
  • Develop underwriting standards and provide guidance to loan processors.
Requirements:
  • 5+ years of processing experience or less than 1 year of underwriting experience.
  • Excellent organization and analytical skills.
  • Strong written and communication skills.
  • High school diploma or equivalent required, some college preferred.
  • Intermediate to advanced computer proficiency skills with MS Office, Excel, and Mortgage Loan Applications/Software.
Preferred Qualifications:
  • Experience with Encompass 360 software.
  • Ability to multi-task, prioritize, and function in a high-volume, fast-paced environment.
  • Adaptability and acceptance to change.


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