Credit Risk Review Officer II

5 days ago


Scottsdale, Arizona, United States Western Alliance Bank Full time
Job Title: Credit Risk Review Officer II

This is a dual role position responsible for performing tasks that increase the data-driven operational successes of the department. The Credit Risk Review Officer II will develop analysis and reporting tools to evaluate and provide oversight of the bank's Concentration and Counterparty activities, controls, and reporting, primarily the bank's peer bank comparison assessments.

Key Responsibilities:
  • Perform quarterly continuous credit file examination of assigned reviewable units or risk segments.
  • Execute quarterly analyses of the credit quality trends of the loan portfolios of assigned reviewable units or risk segments.
  • Review all pertinent credit and financial information, including business and personal financial statements, spreadsheets, cash flow analyses, and other sources, as applicable.
  • Properly assess borrower risk profiles and risk grades of each loan/lending relationship reviewed.
  • Perform proper risk-based sampling techniques for scoping continuous file reviews and periodic reviews.
Requirements:
  • Experienced credit professional with minimum three years of commercial credit experience, preferably with a background in commercial credit underwriting and credit risk management.
  • Successful completion of formal credit training program is preferred, but not necessary.
  • Previous credit risk review experience is preferred, but not necessary.
  • Minimum Bachelor's degree in Accounting, Finance, Economics, or a related discipline.
What We Offer:

We offer competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program.

You'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career.



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