Flood Risk Management Specialist
4 weeks ago
Flood Specialist Job Description
The Flood Specialist will serve as the Subject-Matter-Expert for Reg H in supporting Ops, Commercial, Consumer, and the Residential Lines of Business within the Loan Operations department.
This role is responsible for ensuring the Life of Loan flood process, from determinations to ongoing adequate flood coverage, adheres to procedures, Regulations, and Credit Policy.
The Flood Specialist will collaborate with various partners to support operational and risk-related activities, producing results that are then reported and communicated to stakeholders.
Responsibilities:
- Perform quality assurance reviews to ensure compliance with the Flood Disaster Protection Act (FDPA) and Reg H.
- Communicate and document gaps in compliance with FDPA.
- Provide credible challenge to senior business partners.
- Support internal and external Flood QA reporting.
- Cross-train team members on processes and complexities of LOBs supported.
- Escalate issues identified with reviews, scorecards, and technology systems.
- Provide ongoing recommendations for improvements by incorporating emerging and key business risks.
- Support regulatory exams, Compliance, and Audit requests related to the Flood.
Qualifications:
- Bachelor's degree or equivalent experience required.
- 5+ years of financial service experience in controls, audit, quality assurance, risk management, commercial, consumer, and residential lending, and Flood insurance preferred.
- Proven ability to build strong partnerships with key stakeholders and collaborate with business and functional experts to provide guidance and recognize risks and gaps.
- Excellent organizational and time management skills, with the ability to remain flexible and productive through shifting priorities and deadlines.
- Demonstrated ability to achieve deadlines and deliver quality results and meet tight deadlines within a team environment.
- Self-motivated and confident decision-maker with the ability to demonstrate leadership and drive process improvement.
- Excellent written and verbal communication skills, with the ability to influence business leaders in a meaningful and actionable manner.
- Ability to make subjective and informed decisions based upon output to justify decision making.
- Excels in using Microsoft suite; Teams, Office, Excel, Word, and PowerPoint, and able to quickly learn various other tools/platforms.
- Knowledge of Commercial, Retail, and Residential Banking, and functional areas.
- Elevated level of professionalism and sense of urgency.
Seacoast Bank is an Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.
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