Senior Portfolio Manager

4 days ago


Detroit, Michigan, United States Huntington National Bank Full time

Job Summary:

The Senior Portfolio Manager - Technology Finance is responsible for managing a portfolio of large, complex customer relationships and circumstances. This role involves underwriting credit exposure, managing portfolio risk, and adhering to regulatory and compliance guidelines.

Key Responsibilities:

  • Services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
  • Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.
  • Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio.
  • Underwrites complex and large credit requests for prospects and clients.
  • Provides independent, in-depth analysis of financial statements, projections, and business plans.
  • Identifies and mitigates key risks.
  • Assists in optimizing customer relationships by presenting practical financial solutions to customers.
  • Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, and specialized reporting.
  • Accountable for and manages assigned portfolio by monitoring performance and trends.
  • Responsible for financial statement spreading, risk rating integrity, periodic reviews, and regulatory review.
  • Maintains an extensive level of knowledge of corporate banking, investment banking, and commercial banking solutions.
  • Understands and articulates industry trends, patterns in the economy, and the implications thereof.

Requirements:

  • Bachelor's Degree in Finance, Accounting, or related field.
  • 7+ years of related experience in commercial credit analysis.
  • Intermediate proficiency with MS Office Desktop applications.
  • Strong interpersonal skills and solid written/verbal communication.
  • Sound credit skills.
  • Strong attention to detail.
  • Proficiency with Moody's spreading software.
  • Ability to prioritize workflow and multi-task in a fast-paced environment.

Preferred Qualifications:

  • Has successfully held similar role with a Bank-owned equipment finance organization or like experience.
  • Industry or sub-sector expertise.
  • RMA-CRC designation.
  • CLFP designation.


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