Senior Commercial Credit Analyst

4 weeks ago


Sioux Falls, South Dakota, United States Gpac Full time
Job Title: Sr Commercial Credit Analyst

Job Summary:

The Senior Commercial Credit Analyst will play a key role in supporting the lenders in underwriting requests for credit extensions to new and existing commercial clients. This includes performing detailed financial analysis, preparing credit approval and modification requests, and ensuring compliance with the Bank's credit policies and procedures.

Key Responsibilities:

  • Perform financial analysis and risk assessment for commercial credit lines.
  • Prepare and present credit approval and modification requests to the Loan Committee.
  • Ensure timely collection and spreading of interim and annual financial statements.
  • Update financial information to maintain current reporting.
  • Collaborate with the Credit Analyst Manager and Senior Credit Review Officer to train new staff and coordinate departmental activities.
  • Review loan files to ensure they meet the bank's Loan Policy and Guidelines.
  • Present loan files or credit lines not meeting the standards to the Credit Analyst Manager with a detailed explanation and recommended action.
  • Communicate with Loan Officers to correct minor technical documentation discrepancies or identified potential credit weaknesses.
  • Attend Loan Committee meetings to present credit lines for final approval.
  • Perform services and projects for affiliate banks, including compiling Board reports and coordinating loan file reviews.
  • Act in accordance with FFC policies and procedures as set forth in the employee handbook.
  • Adhere to compliance procedures and participate in required compliance training.
  • Assist with mentoring junior credit analysts.

About GPAC:

GPAC is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are client-focused and realize that our value is in our ability to deliver the right solutions at the right time.



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