Senior Counsel, Credit

1 day ago

Washington, Washington, D.C., United States Robinhood Full time
About the Role

We are seeking an experienced and innovative credit attorney to join our product and regulatory counsel team as Senior Counsel, reporting to the Deputy General Counsel and VP, Regulatory & Product at Robinhood. In this role, you'll partner directly with our product, engineering and compliance teams on payments related product launches.

Key Responsibilities
  • Provide end-to-end counseling on a range of retail products, including those that touch upon payments, credit cards and banking related products and services, working with colleagues and cross-functional stakeholders across the company
  • Respond promptly to a wide range of complex legal requests and coordinate closely with your team and outside counsel to deliver practical, timely and high-quality advice
  • Identify and assess business and legal risks, and find creative ways to mitigate them while achieving product goals
  • Ensure compliance with applicable laws and regulations
  • Advise on, review, draft, and negotiate deals and agreements in support of new products and partnerships
  • Develop trusted relationships to facilitate a coordinated team approach to launching new products and features
  • Pitch in on whatever legal work needs doing, whenever it needs to be done
Requirements
  • J.D. degree from an ABA accredited law school (or foreign equivalent)
  • Membership in at least 1 U.S. State Bar, with good standing
  • 4+ years of relevant work experience across a law firm, government agency or a fast-paced technology, financial services, banking, lending, payments, or fintech company
  • Well developed knowledge and experience with lending products, including credit cards and applicable federal consumer financial protection laws such as the Truth in Lending Act, the Equal Credit Opportunity Act, Fair Credit Reporting Act and the Fair Debt Collections Practices Act
  • Experience working with the Consumer Financial Protection Board and its rules and regulations
  • Experience with payments and banking industry legal issues and applicable compliance requirements and regulations, including NACHA Rules, card network rules, Regulation E, Bank Secrecy Act / anti-money laundering rules and state money transmission services regulation
  • Experience in rolling out retail-based, customer service products and services
  • Extraordinary interpersonal and communication skills, phenomenal ability to communicate information effectively internally and externally, including to non-legal audiences, and to drive cross-functional alignment and action
  • Execution-oriented mindset with the humility, drive, and creativity to get things done
What We Offer
  • Market competitive and pay equity-focused compensation structure
  • 100% paid health insurance for employees with 90% coverage for dependents
  • Annual lifestyle wallet for personal wellness, learning and development, and more
  • Lifetime maximum benefit for family forming and fertility benefits
  • Dedicated mental health support for employees and eligible dependents
  • Generous time away including company holidays, paid time off, sick time, parental leave, and more
  • Lively office environment with catered meals, fully stocked kitchens, and geo-specific commuter benefits

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