Senior Credit Analyst

3 days ago


Orlando, Florida, United States GM Financial Full time
About the Role

The Senior Credit Analyst is a key member of our team, responsible for analyzing credit risks and making informed decisions to approve or deny credit extensions to potential customers. This role requires strong analytical and problem-solving skills, as well as excellent communication and negotiation skills.

Responsibilities
  • Analyze credit data to determine the degree of risk involved in extending credit
  • Make decisions to approve or deny credit extensions within established credit authority
  • Develop and maintain strong relationships with automobile dealers to ensure volume objectives and credit quality
  • Capture automotive finance contracts that meet GM Financial's profitability criteria
  • Ensure compliance with applicable policies and procedures
  • Collaborate with other departments to maximize efficiency and achieve business objectives
Requirements
  • High school diploma or equivalent required; bachelor's degree preferred
  • 2-3 years of relevant experience in consumer finance, credit analysis, or a related field
  • Strong knowledge of sales, credit, and funding processes in consumer finance
  • Excellent analytical and problem-solving skills
  • Superior communication and negotiation skills
What We Offer

At GM Financial, we offer a competitive compensation package, including a generous benefits package, tuition assistance, and opportunities for professional growth and development. Our team members define and shape our culture, an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging.


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