Mortgage Lending Professional

2 weeks ago


Daphne, Alabama, United States River Bank & Trust Full time
Mortgage Lending Officer Job Summary

River Bank & Trust is seeking a skilled Mortgage Lending Officer to join our team. As a trusted partner and friend, we help our neighbors and local businesses achieve their financial goals.

Key Responsibilities:
  • Interview customers to determine their mortgage needs and provide personalized solutions.
  • Collect and evaluate financial information to assess creditworthiness and eligibility for mortgage loans.
  • Guide customers through the mortgage application process, ensuring a smooth and efficient experience.
  • Prepare and submit mortgage loan applications, ensuring compliance with national and local financial guidelines.
  • Build and maintain strong customer relationships, internal referral networks, and community involvement.
Requirements:
  • High School diploma or equivalent.
  • At least 2 years of experience in related or equivalent mortgage banking.
  • Knowledge and understanding of real estate lending criteria, compliance, federal/state regulations, loan origination, and servicing software.
Skills and Abilities:
  • Excellent communication and interpersonal skills.
  • Ability to analyze financial information and make informed decisions.
  • Integrity, discretion, and respect for confidential information.
  • Ability to work in a fast-paced team environment and prioritize tasks effectively.

River Bank & Trust is an equal-opportunity employer committed to maintaining a diverse and inclusive work environment. We will not discriminate based on race, age, disability, or any other non-merit characteristics when considering qualified applicants/employees for hire, transfers, promotions, terminations, training, or any other opportunities that may arise.



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