Mortgage Loan Originator

2 months ago

Daphne, United States River Bank & Trust Full time
Job DescriptionJob Description

Mortgage Loan Originator
FLSA Status: Non-Exempt

RB&T Mission Statement:

As a trusted partner and friend, River Bank & Trust helps our neighbors and the businesses in our communities to reach their financial goals.

Position Summary:

River Bank & Trust is looking for a Mortgage Lending Officer (MLO) who is prepared to make a difference in the lives of our customers, by providing unmatched knowledge and hospitality. This is achieved not only through the bank's commitment to support your success, but also through your community involvement/relationships, ability to uncover the customer's needs, recommend the best mortgage product, and help the customer throughout each step of the process to get the loan closed promptly.

Essential Duties and Responsibilities:

Reasonable accommodations may be made to enable individuals with disabilities to perform the
essential functions. The essential functions include, but are not limited to the following:

- Interview customers to determine their mortgage needs
- Responsible for collecting financial information & evaluating creditworthiness and eligibility
to obtain a mortgage loan
- Guide the customer through their options and throughout the process
- Prepare and submit mortgage loan applications
- Ensure data are in line with national and local financial guidelines
- Keep the customer informed throughout each step of the process
- Help resolve problems/conflicts with applications
- Ensure compliance with privacy laws and confidentiality throughout the process
- Build and maintain customer relationships, internal referral network, and community
involvement

Minimum Qualifications:

- High School diploma or equivalent
- At least (2) years experience in related or equivalent mortgage banking
- Knowledge & understanding of real estate lending criteria, compliance, federal/state
regulations, loan origination, and servicing software

Skills, Abilities & Expectations:

- Be familiar with and follow policy and procedures, and support Management's decisions
and goals in a positive, professional manner.
- Stay abreast of regulatory requirements and complete annual compliance training
applicable to the position
- Assuring customer service is a top priority whether internally or externally; treating
customers and employees professionally, with courtesy and respect
- Ability to work in a fast-paced team environment, handle multiple tasks, and prioritize work
- Detail oriented and organized
Mortgage Loan Originator Job Description
- Ability to analyze financial information
- Excellent interpersonal and communication skills
- Integrity, discretion, and respect for confidential information are essential
- Willingness to adapt to change
- Work within a variety of different software and web applications
- Able to prioritize duties and effectively manage time
- Analytical and problem-solving skills
- Attend work regularly, on time, and withstand varying degrees of stress
- Excellent interpersonal and communication skills
- Maintaining a professional, business-like appearance and demeanor
- Proficiency in Microsoft Office products including: Word, Excel, and Outlook

Physical Demands:

The employee will occasionally lift and/or move up to 25 pounds. The employee will regularly sit;
talk; hear; and use hands to finger, handle, or feel. The employee will occasionally stand; walk;
reach with hands and arms; climb and balance; and stoop, kneel, crouch, or crawl. Special
vision requirements include close, distant, and peripheral vision; depth perception; and the
ability to adjust focus. The noise level in the work environment is usually moderate. The work
environment and physical demands are those of a standard retail branch setting. Reasonable
accommodations may be made to enable individuals with disabilities to perform the essential
functions of the job.

Disclaimer:

The above information has been designed to indicate the general nature and level of work
performed within this job. It is not intended to contain or be interpreted as a comprehensive
inventory of all duties, responsibilities, and qualifications required of employees assigned to the
job. Incumbents must attend work regularly, on time, and withstand varying degrees of
stress. This position description describes the minimum selection requirements to qualify for the
position. Promotion and other employment decisions are based on employer needs,
good standing, fully competent performance, and other non-discriminatory subjects.

Equal Opportunity Employer Statement:

River Bank & Trust is proud to be an equal-opportunity employer committed to maintaining a diverse and inclusive work environment. We will not discriminate based on race, age, disability, or any other non-merit characteristics when considering qualified applicants/employees for hire, transfers, promotions, terminations, training, or any other opportunities that may arise.

  • Mortgage Loan Originator

    3 months ago

    Daphne, United States D.R. Horton Full time

    *D.R. Horton, Inc., the largest homebuilder in the U.S.*, was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers...

  • Mortgage Banking Professional

    4 days ago

    Daphne, Alabama, United States River Bank & Trust Full time

    Mortgage Lending Officer Job DescriptionJob Summary:River Bank & Trust is seeking a skilled Mortgage Lending Officer to join our team. As a Mortgage Lending Officer, you will be responsible for providing exceptional customer service and guiding customers through the mortgage loan process.Key Responsibilities:Interview customers to determine their mortgage...

  • Mortgage Banking Professional

    4 days ago

    Daphne, Alabama, United States River Bank & Trust Full time

    Mortgage Lending Officer Job DescriptionRiver Bank & Trust is seeking a highly skilled and experienced Mortgage Lending Officer to join our team. As a trusted partner and friend, we help our neighbors and the businesses in our communities to reach their financial goals.Key Responsibilities:Interview customers to determine their mortgage needs and provide...

  • Mortgage Associate

    1 week ago

    Daphne, Alabama, United States Lennar Homes Full time

    Mortgage Associate Join the Lennar TeamLennar is a premier homebuilding company committed to delivering exceptional experiences for our Homeowners, Communities, and Associates. We focus on quality construction, outstanding customer service, and community engagement, all while nurturing a culture of growth and opportunity for our Associates throughout their...

  • Mortgage Lending Officer

    2 months ago

    Daphne, United States River Bank & Trust Full time

    Mortgage Loan Originator FLSA Status: Non-ExemptRB&T Mission Statement: As a trusted partner and friend, River Bank & Trust helps our neighbors and the businesses in our communities to reach their financial goals. Position Summary: River Bank & Trust is looking for a Mortgage Lending Officer (MLO) who is prepared to make a difference in the lives of our...

  • Mortgage Lending Specialist

    2 weeks ago

    Daphne, Alabama, United States River Bank & Trust Full time

    Job OverviewPosition Title: Mortgage Loan OriginatorFLSA Status: Non-ExemptCompany Mission:At River Bank & Trust, we are dedicated to assisting our community members and local businesses in achieving their financial aspirations.Role Summary:We are seeking a Mortgage Lending Officer (MLO) who is committed to positively impacting our clients' lives by...

  • Loan Processing Associate

    1 week ago

    Daphne, Alabama, United States Lennar Homes Full time

    Mortgage Associate Join the Lennar TeamLennar stands as a premier homebuilder in the nation, committed to making a significant impact while delivering an exceptional experience for our Homeowners, Communities, and Associates. We focus on constructing quality homes, providing outstanding customer service, contributing to the communities we serve, and...

  • Mortgage Associate

    6 days ago

    Daphne, Alabama, United States Lennar Homes Full time

    About the RoleWe are seeking a highly motivated and detail-oriented Loan Officer Trainee to join our team at Lennar Homes. As a Loan Officer Trainee, you will assist Loan Officers in developing skills and knowledge to become a Loan Officer in the future.Key ResponsibilitiesLearning and Development: Participate in formal training programs provided by the...

  • Loan Officer Associate

    1 month ago

    Daphne, United States Lennar Homes Full time

    Loan Officer AssociateWe are LennarLennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a...

  • Loan Officer Associate

    2 months ago

    Daphne, United States Lennar Homes Full time

    Loan Officer AssociateWe are LennarLennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a...

  • Loan Officer Associate

    1 month ago

    Daphne, United States Lennar Homes Full time

    Loan Officer Associate We are Lennar Lennar is one of the nations leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a...

  • Loan Officer Associate

    1 month ago

    Daphne, United States Lennar Homes Full time

    Loan Officer Associate We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a...

  • Loan Officer Trainee

    6 days ago

    Daphne, Alabama, United States Lennar Homes Full time

    About the RoleWe are seeking a highly motivated and detail-oriented Loan Officer Trainee to join our team at Lennar Homes. As a Loan Officer Trainee, you will play a critical role in assisting Loan Officers while developing skills and knowledge to become a Loan Officer in the future.Key ResponsibilitiesLearning and Development: Participate in formal training...

  • Home Financing Specialist

    6 days ago

    Daphne, Alabama, United States Lennar Homes Full time

    About the RoleWe are seeking a highly motivated and detail-oriented Loan Officer Trainee to join our team at Lennar Homes. As a Loan Officer Trainee, you will play a critical role in assisting Loan Officers while developing skills and knowledge to become a Loan Officer in the future.Key ResponsibilitiesLearning and Development: Participate in formal training...

  • Assistant Store Manager

    3 days ago

    daphne, United States Community Choice Financial Family of Brands Full time

    Job DescriptionOverview: As Assistant Store Manager, you will serve as a trusted advisor to our customers looking for quick and reliable financial solutions. Our Assistant Store Managers develop their leadership skills in real-time by assisting the Store Manager with account management, customer outreach, and risk management. You will take part in...