Senior Commercial Underwriter

2 days ago


St Petersburg, Florida, United States American Coastal Insurance Corp. Full time
Job Summary

We are seeking a highly skilled Senior Commercial Underwriter to join our team at American Coastal Insurance Corp. This is a senior-level underwriting position that requires close collaboration with various departments to ensure alignment with our corporate strategy.

Key Responsibilities
  • Assist in setting underwriting direction for all states where the company operates.
  • Contribute to the development, implementation, and monitoring of underwriting rules, guidelines, policies, and procedures.
  • Conduct renewal underwriting to ensure acceptability of risks and improve book of business performance.
  • Collaborate with Product Management on new product development and programs.
  • Work with Claims on coverage issues and adverse risk development.
  • Communicate underwriting policies to the field through collaboration with Marketing.
  • Analyze wholesaler book of business for potential profitability actions and review with Sales leaders.
  • Participate in cross-departmental projects, including audits and user acceptance testing.
  • Mentor and educate less-experienced underwriters and underwriting assistants.
  • Foster a culture of innovation, transparency, and accountability within the department and organization.
Requirements
  • Bachelor's degree preferred.
  • Professional designation/coursework (AIM, AINS, AU, AIC, ARM, or CPCU) preferred.
  • Five to seven years of experience in commercial residential property underwriting.
Skills and Abilities
  • Ability to align resources and processes to ensure strategic priorities yield measurable and sustainable results.
  • Anticipate obstacles and define alternative strategies.
  • Partner with other functional areas to accomplish objectives.
  • Gather information, identify trends, and apply findings to operations.
  • Interpret and apply policies and identify and recommend changes as appropriate.
  • Initiate projects, measure risks, and analyze impact on the business.
  • Lead and develop the knowledge and skills of team members to enhance individual and team success.
  • Ensure appropriate workload management and productivity of the team to achieve an optimal level of job performance.
  • Facilitate meetings, ensuring that all viewpoints, ideas, and problems are addressed.
  • Support organizational initiatives and culture throughout the Company.

This is a hybrid position that requires attendance at our St. Petersburg, FL office.

This job description summarizes typical functions of the job and is not an exhaustive or comprehensive list of all possible responsibilities, tasks, and duties related to the position.


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