Mortgage Loan Originator

2 days ago


Fall River, Massachusetts, United States BankFive Full time
Mortgage Loan Originator Job Summary

We are seeking a highly skilled Mortgage Loan Originator to join our team at BankFive. As a Mortgage Loan Originator, you will be responsible for soliciting new business and expanding the business of current customers by selling the Bank's mortgage financing capability.

Key Responsibilities:
  • Develop relationships with attorneys, developers, and real estate brokers to generate new mortgage business.
  • Handle complex mortgages that involve significant sums of money.
  • Ability to inform, educate, and influence team members to support corporate goals.
  • Completion of loan applications in compliance with Federal Fair Lending Laws and secondary and Bank Five lending guidelines.
  • Maintain a working relationship with Realtors, Attorneys, Builders, etc.
  • Communicate to Realtors and applicants the Bank's loan products and programs.
  • Resolve problems as they arise during the application process.
  • Follow Bank procedures in documenting and submitting loans in a timely manner and in accordance with TRID guidelines.
  • Arrange work schedule to accommodate borrowers' needs.
  • Attend outside functions to increase business development.
  • Participate in local community and civic organizations on behalf of the Bank.
  • Assist with the implementation and communication of new programs and guideline changes.
  • Accountable for production goals as set by management.
Requirements:
  • Previous mortgage lending experience with a portfolio.
  • Ability to communicate both orally and in writing to explain detailed lending concepts to a diverse customer base.
  • Experience with Encompass preferred.
  • Must have and maintain, or be eligible for NMLS registration.
  • Working knowledge of a wide range of lending procedures and products.
  • High school diploma or equivalent required, college degree preferred.
  • Must have a valid driver's license and good driving record.
  • Basic knowledge of Microsoft Office and Loan Origination software.
Work Environment:

Position involves work outside of the Bank, although some work is completed in Banking offices when completing paperwork or meeting with customers. High noise levels and frequent distractions from coworkers should be expected.



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