Business Lending Specialist

2 weeks ago


Greeneville, Tennessee, United States Eastman Credit Union Full time
Position Overview:
At Eastman Credit Union, we are dedicated to fostering careers while serving our members with excellence. We are seeking a skilled professional with extensive experience in commercial lending and credit risk analysis.

Work Environment:
This role offers a balanced work-life schedule of 40 hours per week with minimal overtime. Enjoy a competitive salary without commission pressures.

Benefits:
Our comprehensive benefits package includes:
- Medical, Dental, and Vision Insurance
- 401(k) Retirement Plan
- Paid Time Off
- Annual Bonus Opportunities
- Tuition Reimbursement Programs
- Opportunities for Career Advancement

Key Responsibilities:
The successful candidate will:
- Promote our credit union's services to current and prospective business members.
- Provide guidance to business clients in developing financial strategies for commercial and investment needs.
- Contribute to the growth of our deposit base and maintain a high-quality member business loan portfolio by delivering exceptional service.
- Conduct thorough credit reviews and maintain accurate risk assessments for assigned portfolios.
- Engage with existing and potential members to consult on business loans and deposit services, determining the best products and structures to meet their needs.
- Analyze financial statements, project cash flows, and interpret financial data to make informed lending decisions.
- Prepare and present detailed loan Credit Memorandums to the loan committee, articulating recommendations based on sound analysis.
- Ensure compliance with lending practices, policies, and regulations while overseeing the loan process from application to closing.
- Manage ongoing servicing and credit administration functions for assigned loans, addressing any delinquencies promptly.
- Stay informed on industry trends and economic conditions to better serve our members.
- Build and maintain relationships with businesses to enhance awareness of our services.

Qualifications:
A Bachelor's degree and a minimum of five years of relevant experience are preferred. We value professionalism, enthusiasm for customer service, and a commitment to excellence in all interactions.

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