Commercial Credit Analyst III

2 weeks ago

Creve Coeur, Missouri, United States BankTalent HQ Full time
Job Summary

The Commercial Underwriter III plays a crucial role in supporting the company's portfolio management and new business development efforts by providing accurate, timely, and succinct credit underwriting. This position requires a strong understanding of financial data, including cash flow, liquidity, profitability, and leverage, to determine and minimize the overall risk of extending credit to businesses and individuals.

Key Responsibilities

• Financial statement spreading and analysis, including calculation of Debt Service Coverage or Fixed Charge Coverage Ratios per company guidelines.
• Use financial data to evaluate the overall risk of extending credit to businesses and individuals.
• Work with Commercial Relationship Managers or other Lending staff to prepare clear and concise Commercial Credit Approval Request (CCAR) memos that include all pertinent information associated with the overall risk of the loan.
• Evaluate collateral, industry data, and other relevant credit information.
• Assist with Portfolio Management duties, including testing financial covenants, monitoring monthly borrowing base reports, and preparing portfolio reviews and sensitive asset reports, as assigned.
• Assist Commercial Relationship Managers with the preparation of opportunity memos for new and existing relationships.
• Maintain a working knowledge of the Commercial Banking Loan Policy and systems, including nCino.
• Assist in the sales process, including accompanying Relationship Managers on customer and prospect calls.
• Approve loans that are within defined authority levels; recommend loans for approval that are in excess of defined authority levels.
• Participate in pipeline meetings to develop knowledge of prospective opportunities as well as upcoming renewals.

Requirements

• Bachelor's degree with a concentration in Business or Finance.
• 7 or more years of Commercial Credit experience.
• 2 or more years of experience in a Commercial Underwriter role.

Busey values a diverse and inclusive workplace and strives to recruit, develop, and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit to learn more about Busey's Equal Opportunity Employment.

  • Commercial Credit Analyst

    6 days ago

    Creve Coeur, Missouri, United States BankTalent HQ Full time

    Job SummaryThe Commercial Credit Analyst will provide accurate and timely credit underwriting to support the company's portfolio management and new business development efforts. This role requires a strong understanding of financial accounting and the ability to analyze and solve complex problems.Key ResponsibilitiesFinancial statement analysis and credit...

  • Commercial Underwriter III

    2 weeks ago

    Creve Coeur, Missouri, United States BankTalent HQ Full time

    Job Title: Commercial Underwriter IIIAt BankTalent HQ, we are seeking a highly skilled Commercial Underwriter III to join our team. As a key member of our Commercial Banking department, you will play a critical role in providing accurate and timely credit underwriting to support our company's portfolio management and new business development efforts.Key...

  • Commercial Underwriter III

    1 month ago

    Creve Coeur, MO, United States BankTalent HQ Full time

    Position Summary The Commercial Underwriter III provides accurate, timely, and succinct credit underwriting to support the company's portfolio management and new business development efforts. Duties & Responsibilities Financial statement spreading and analysis, including calculation of Debt Service Coverage or Fixed Charge Coverage Ratios per Busey...

  • Business Systems Analyst

    1 week ago

    Coeur D'Alene, United States Scion Staffing Full time

    Scion Staffing has been engaged to conduct an immediate search for a highly motivated and strategic IT Business Systems Analyst on behalf of our client, a leading mining operations company! The IT Business Systems Analyst will play a pivotal role in bridging business functions, end users, and IT disciplines to identify and analyze business needs, while...

  • SBA Servicing Specialist

    3 weeks ago

    Coeur d'Alene, Idaho, United States Banner Bank Full time

    About the RoleBanner Bank is seeking a highly skilled SBA Servicing Specialist to join our team. As an SBA Servicing Specialist, you will play a critical role in ensuring the smooth servicing of SBA loans, maintaining accurate loan records, and providing exceptional customer service.Key ResponsibilitiesPrepare collateral releases for SBA loan portfolio and...

  • QA Automation Engineer III

    3 months ago

    Coeur d'Alene, United States Bread Financial Full time

    JOB DESCRIPTION Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The QA Automation Engineer, III is responsible for test automation with agile and waterfall teams for core application projects which...

  • Business Systems Analyst

    2 weeks ago

    Coeur d'Alene, Idaho, United States Scion Staffing Full time

    Job DescriptionScion Staffing is seeking a highly motivated and strategic IT Business Systems Analyst to join our team. As a key member of our team, you will play a pivotal role in bridging business functions, end users, and IT disciplines to identify and analyze business needs, while driving improvements through ERP technology.This role is critical in the...

  • Business Systems Analyst

    2 weeks ago

    Coeur d'Alene, United States Scion Staffing Full time

    Job DescriptionJob DescriptionScion Staffing has been engaged to conduct an immediate search for a highly motivated and strategic IT Business Systems Analyst on behalf of our client, a leading mining operations company!The IT Business Systems Analyst will play a pivotal role in bridging business functions, end users, and IT disciplines to identify and...

  • SBA Servicing Specialist

    2 months ago

    Coeur D'Alene, United States Banner Bank Full time

    More than 130 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. Our financial strength and stability are key reasons Forbes names us one of the Best 100 Banks in America the past eight consecutive years and Newsweek names Banner one of the Most Trustworthy Companies the...

  • Quality Systems Manager

    3 weeks ago

    Coeur D'Alene, United States Micron Products, Inc. Full time

    Job Details Job Location: fitchburg, MA Micron Solutions is a multifaceted contract manufacturing organization specializing in thermoplastic injection molding, precision machining and finishing, and silver-plated medical sensors for disposable electrodes. We work with clients of all sizes to provide manufacturing solutions and assembly services to help our...

  • Quality Systems Manager

    4 weeks ago

    Coeur d'Alene, United States MICRON PRODUCTS Full time

    Job DescriptionJob DescriptionJob DetailsJob Location: fitchburg, MAMicron Solutions is a multifaceted contract manufacturing organization specializing in thermoplastic injection molding, precision machining and finishing, and silver-plated medical sensors for disposable electrodes. We work with clients of all sizes to provide manufacturing solutions and...

  • Quality Systems Manager

    4 days ago

    Coeur d'Alene, United States MICRON PRODUCTS Full time

    Job DescriptionJob DescriptionJob DetailsJob Location: fitchburg, MAMicron Solutions is a multifaceted contract manufacturing organization specializing in thermoplastic injection molding, precision machining and finishing, and silver-plated medical sensors for disposable electrodes. We work with clients of all sizes to provide manufacturing solutions and...