Portfolio Manager

1 day ago


Houston, Texas, United States BankTalent HQ Full time
{"title": "Portfolio Manager", "description": "Job Summary

At BankTalent HQ, we're committed to fostering a culture of growth and development. Our team is dedicated to helping our employees thrive in their careers. As a Portfolio Manager, you'll play a key role in servicing, developing, and retaining new and existing clients in the Houston market and surrounding communities.

Key Responsibilities
  • Prepare credit presentations for new and renewal loan requests, analyzing and spreading financial statements, addressing industry risks, collateral requirements, loan structuring and pricing, credit analysis, and monitoring credit performance.
  • Manage covenants, credit risk grades, past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, and various reports.
  • Serve as a secondary point of contact for client relationships, providing exceptional customer service.
  • Help expand, build, and maintain client relationships, ensuring the highest level of customer satisfaction.
  • Perform other duties as required.
Requirements
  • Typically requires a bachelor's degree in Business, Finance, or a related field and 5+ years' experience with commercial or corporate loans, spreading financial statements, or other directly related experience.
  • Local candidates strongly preferred. Directly related experience in Houston and surrounding markets is an essential part of this role.
  • Knowledge of commercial C&I or corporate loans, credit and/or related lending processes and procedures is required.
  • Knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, documentation, etc.
  • Good oral and written communication skills internally and externally to assist with creating the loan presentations and with seeking approval of loan requests.
  • Analytical skills needed for lease approvals, credit analysis, and underwriting. Good organizational and problem resolution skills.
  • PC skills required. Other duties as assigned.
Benefits
  • Medical, Dental, and Vision Insurance - START DAY ONE
  • Life and Disability Insurance, Paid Parental Leave, and Adoption Assistance
  • Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
  • Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays
  • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
  • Mental health benefits including coaching and therapy sessions
  • Tuition Reimbursement for qualifying employees
  • Employee Ambassador preferred banking products
", "lang_code": "en"}
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