Senior Portfolio Manager

1 week ago


Austin, Texas, United States Sunflower Bank, N.A. Full time

Job Summary:

Sunflower Bank, N.A. is seeking a skilled Portfolio Manager III to join our team in Austin, TX. The successful candidate will be responsible for gathering, analyzing, and interpreting financial and credit information to assess the creditworthiness of Sunflower Bank's customers.

Key Responsibilities:

  • Assist Commercial Bankers in supporting new and existing loan relationships, focusing on maximizing credit quality and minimizing risk.
  • Review and analyze financial and credit information, such as financial statements, tax returns, and credit reports, to determine creditworthiness for borrowers and guarantors.
  • Determine the need for a more thorough investigation or additional information and contact appropriate sources for such information.
  • Prepare detailed financial and analytical reports for each entity analyzed, including historical financial data and trends, detailed cash flow analysis, global cash flow analysis, and simple projections.
  • Research pertinent industry and market information relevant to customers' lines of business.
  • Prepare a written summary of analysis for new and existing loan relationships, especially in regards to the sufficiency of cash flow, collateral, and other repayment sources.
  • Assess overall strengths and weaknesses of credit relationships.

Requirements:

  • Bachelor's Degree in Accounting, Business, Economics, Finance, or similar field, or equivalent experience.
  • 7+ years of experience in credit analysis/portfolio management in a commercial lending environment.
  • Sound knowledge of underwriting in areas of commercial lending, such as commercial real estate, commercial and industrial lending, and SBA lending.

Benefits:

  • 401(k) Plan with 6% Match
  • Health/Dental/Vision Insurance
  • Company-paid Life Insurance
  • Tuition Reimbursement
  • Fitness Reimbursement
  • Paid Time Off
  • Volunteer Leave
  • Paid Holidays

Sunflower Bank, N.A. is an equal opportunity employer and welcomes applications from diverse candidates. We strive to be the financial backbone of our customers' lives and know that starts with our team.



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