Homeowners Claims Adjuster

3 weeks ago


Bakersfield, California, United States Direct Auto Full time
{"title": "Homeowners Claims Adjuster", "description": "Job Summary

We are seeking a skilled Homeowners Claims Adjuster to join our team at Direct Auto Insurance. As a Homeowners Claims Adjuster, you will be responsible for examining claims data, investigating the facts of loss, determining coverage and liability, and adjusting claims within the limit of authority.

Key Responsibilities:

  • Receive claim assignments and verify coverage and document all appropriate information
  • Determine claim approval and/or denial up to $7,500 per exposure or $10,000 per file
  • Establish an investigative plan, initiate investigation, and complete reports
  • Evaluate and adjust claims within the limit of authority
  • Evaluate settlement alternatives and make decisions on the best option
  • Make appropriate contacts to discuss a settlement and document all file activity and payment/settlement information
  • Determine subrogation or fraud potential and refer to the Unit when necessary
  • Conduct negotiations and settlements within authority level, using independent judgment

Requirements:

  • Bachelor's Degree or equivalent education, training, and work-related experience
  • Successfully completes Claim Representative trainee program or equivalent external training program
  • Proficient in Microsoft Office (Word, Excel, Outlook, PowerPoint)
  • Obtain/Maintain appropriate licensing or educational requirements
  • Demonstrate the capability of consistently handling aggregate file exposures of at least $2,500
  • Demonstrate proficiency in file audits to an agreed standard of efficient claims quality

What We Offer:

At Direct Auto Insurance, we offer a competitive salary, comprehensive benefits package, and opportunities for professional growth and development.

", "lang_code": "en-US"}

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