Mortgage Loan Originator
2 days ago
At Bay Equity, we are committed to providing the best tools and programs for our Loan Originators to grow their business. We are seeking a highly skilled Mortgage Loan Originator to join our team.
Key Responsibilities:- Conduct business in compliance with all state and federal regulations
- Market to clients through various sales efforts, including creating relationships with Real Estate agents, attending industry meetings and home buyer seminars, and follow-up calls to RE agents, Builders, CPAs, and past clientele
- Field inbound loan inquiries
- Originate loans and work with Loan Coordinator and processing to close the loan
- NMLS licensed with 2 years of experience
- Complete understanding of current mortgage laws, guidelines, loan programs, and trends
- Ability to assist customers in determining which type of mortgage best meets their needs, as well as which mortgage product is most likely to be approved
- Ability to negotiate terms and conditions of loans with clients
- Outstanding customer service skills
- Excellent sales and consulting skills
- Able to competently perform mathematical and analytical tasks
- Ability to speak and present confidently in front of groups
- Must possess superior written and verbal skills
- High School Diploma or GED required
- AA or Bachelor's Degree preferred
- Extensive product portfolio (Agency direct) Fannie Mae, Freddie Mac, & Ginnie Mae
- Full loan originations, processing, and marketing support
- Participate in extensive and creative marketing to reach new businesses, including Radio, Online, events, MSA's, Affinity programs
- Jumbo up to $5 Million
- Offering Conventional, VA, USDA, FHA, and Portfolio Jumbo products available for SFR, Condo, and Manufactured Homes
- Competitive interest rates
- Top-notch operations and underwriting to reach industry-leading and fast closings
- Great compensation plan
We offer a comprehensive benefits package, including medical, dental, vision, life insurance, and 401k. Compensation is based on experience. This is a full-time position.
Bay Equity is an equal-opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or genetic information. Bay Equity is committed to providing access, equal opportunity, and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. To request a reasonable accommodation, contact our Human Resources Department.
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