Mortgage Loan Originator
1 month ago
The Mortgage Loan Originator will be responsible for soliciting residential loan applications by traveling throughout the franchise; meet with customers; take complete applications and gather all documentation and information required for loan program. Work with lender and other employees to encourage referrals.
Responsibilities and Duties:- Meet with customers, identify their needs and take residential loan applications by traveling throughout the region.
- Originate loans: solicit business from real estate agents, bank branch offices, builders and others who can refer residential loan customers.
- Provide all compliance disclosures required at application.
- Monitor the processing of customer's loans through the closing process; work with loan processor to coordinate the collection of all information necessary to ensure completeness of loan files.
- Cross-sell Veritex Bank's other products and services to customers.
- Attention to regulatory requirements and compliance training applicable to position (Bank Secrecy Act, Customer Information Privacy ETC).
- Integrity, discretion, and respect for confidential information are absolutely essential.
- Attend work on a regular basis, on time, and withstand varying degrees of stress.
- High school graduate or equivalent required.
- One plus year's mortgage loan origination experience; or two or more years real estate lending experience.
- Proven sales skills, existing customer portfolio and/or strong knowledge of the local market.
- Knowledge of loan products, compliance requirements, and underwriting guidelines, with the ability to analyze credit statements.
- Excellent communication skills needed to sell services to customers using strong customer relations and interpersonal skills.
- Ability to perform complex assignments requiring strong judgment and analytical ability.
- Able to prioritize duties and effectively manage time.
- Analytical and problem-solving skills.
- Able to make decisions independently.
- Effective written communication skills.
- Able to work in a team environment.
Veritex Bank is a truth-based bank that values transparency and integrity. We are committed to providing excellent customer service and building strong relationships with our customers and communities.
We are looking for a Mortgage Loan Originator who is passionate about helping customers achieve their financial goals. If you are a motivated and results-driven individual with a strong understanding of mortgage loan origination, we encourage you to apply.
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