Loan Officer

2 days ago


Atlanta, Georgia, United States 1st Choice Credit Union Full time
Job Summary

1st Choice Credit Union is seeking an experienced Loan Officer to perform all lending activities, ensuring compliance with credit union lending policy and assisting with policy development. The ideal candidate will maintain lending activity to meet credit union goals and objectives, recommending alternatives to reduce loan delinquencies as needed.

Key Responsibilities
  • Serve as the primary point of contact for member requests and inquiries regarding Credit Union loan services and policies.
  • Receive and process member loan requests, including credit decisions based on lending policies.
  • Obtain signatures and closing documents, verifying that files are completed in accordance with lending policies and procedures.
  • Maintain compliance with all lending regulations and assist with procedural changes as compliance requires or new programs demand.
  • Responsible for achieving established member service goals and meeting deadlines.
  • Promote a culture of openness to effectively listen and problem-solve member issues and customer service concerns.
  • Maintain knowledge of 1st Choice Credit Union's products and services, operational policies and procedures, by-laws, and philosophy.
  • Demonstrate a professional, business-like appearance.
Qualifications and Education
  • Credit union or community banking experience is preferred.
  • Bachelor's degree is preferred.
  • 1-2 years' lending experience.
  • Familiarity with Microsoft Office Suite applications.
  • Strong attention to detail.
  • Ability to apply logic and methodology.
Benefits
  • 401(k)
  • Health Insurance
  • Dental Insurance
  • Disability Insurance
  • Vision Insurance
  • Life Insurance
  • Paid Time Off (PTO)

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