Mortgage Loan Officer

1 month ago


Atlanta, Georgia, United States Citizens Trust Bank Full time
Job Summary

Citizens Trust Bank is seeking a highly skilled Mortgage Loan Officer to join our team. As a key member of our mortgage lending team, you will be responsible for originating and processing mortgage loans, building relationships with clients, and promoting the bank's mortgage and other banking solutions.

Key Responsibilities
  • Originate and process mortgage loans, including researching and identifying business leads, interviewing and working with prospective loan clients, and cross-selling the bank's mortgage and other banking solutions.
  • Represent the bank at community functions, events, and activities to develop new lending business opportunities and promote the bank's brand.
  • Screen mortgage loan requests, educate prospective clients about the bank's underwriting guidelines and government regulations, and obtain required information and documents from clients.
  • Manage and complete the loan application process, enter loan information into the mortgage system accurately, and submit loan application files for processing and underwriting approval in a timely manner.
  • Deliver exceptional customer service to all clients, communicate effectively with clients, and establish and maintain productive and effective working relationships with internal and external customers, business lines, and other stakeholders.
Requirements
  • Strong working knowledge of various types of mortgage loans, including FHA, VA, and Conventional loans, in a banking or mortgage environment.
  • Bachelor's degree in finance, accounting, economics, marketing, business administration, or related field.
  • Minimum three years of residential mortgage loan origination and business development experience in a mortgage or banking environment, with National Mortgage License System (NMLS) Certification.
  • Good understanding of mortgage and consumer laws, regulations, policies, guidelines, practices, and procedures.
What We Offer
  • Competitive compensation and comprehensive benefits package, including medical, dental, vision, and prescription coverage, 401(k) retirement plan, life insurance, and more.
  • Opportunities for professional growth and development, including training and development programs, and a supportive and collaborative work environment.
  • A dynamic and innovative work environment, with a focus on customer service, teamwork, and community involvement.

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