VP - Relationship Manager II - C&I

3 days ago


Plymouth Meeting, Pennsylvania, United States Provident Bank Full time
Job Summary

We are seeking a highly skilled and experienced Relationship Manager to join our Commercial & Industrial team at Provident Bank. As a key member of our team, you will be responsible for originating, evaluating, and structuring complex loan requests and transactions. Your expertise will be essential in portfolio management and cross-selling other Bank products to increase our visibility in the marketplace.

Key Responsibilities
  • Solicit and develop new business opportunities with credit-worthy customers, promoting profitable growth of the loan portfolio and maximum customer responsiveness.
  • Prepare loan presentations, including detailed financial analysis and assessment of borrower's financial capacity and creditworthiness.
  • Assess lending risks, identify mitigants, and make recommendations on loan structure, demonstrating sound credit judgment.
  • Establish and promote customer and community relationships, cross-selling other Bank products and services, and maintaining awareness of market conditions and competition.
  • Manage assigned loan portfolio, emphasizing covenant and bank policy compliance, credit quality, and delinquency control.
  • Closely collaborate with stakeholders to facilitate loan transactions, ensuring strict compliance with approved terms and conditions.
Requirements
  • Comprehensive loan analysis experience.
  • Comprehensive financial analysis experience.
  • Comprehensive knowledge of underwriting techniques.
  • Proven new business track record.
  • Strong oral, written, and communication skills.
  • Proficiency with software programs (Microsoft Word, Excel, and Argus).
Education and Experience

Bachelor's degree in Accounting, Finance, or Business Administration required. 5 to 10 years of experience in commercial banking or a related field.

Benefits
  • Medical, dental, and vision insurance.
  • Flexible savings account.
  • 401(k) plan.
  • Tuition reimbursement and loan pay-down program.


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