Commercial Lending Specialist

1 day ago


Memphis, Tennessee, United States Independent Bank Full time
Job Summary:

As a Commercial Lender II at Independent Bank, you will be responsible for providing exceptional customer service to Commercial Lending customers, developing new business relationships, and enhancing existing ones. You will work closely with Loan Operations to ensure a seamless transition from pipeline business to booked loans, and manage credit and Guarantor files to ensure bank compliance.

Key Responsibilities:
  1. New Business Development: Identify and pursue new business opportunities, maintaining positive relationships to ensure customer satisfaction and business retention.
  2. Product Knowledge: Maintain a working knowledge of all bank products and services, recognizing cross-sale opportunities and referring sales opportunities in response to customer needs.
  3. Loan Operations Management: Work closely with Loan Operations to ensure a transparent transition from pipeline business to booked loans, resolving operational problems and recommending alternative procedures for daily loan administration.
  4. Credit Analysis: Manage credit and Guarantor files to ensure bank compliance, routinely checking files for accuracy and ensuring all required documents are present.
  5. Reporting and Analysis: Collect, verify, and validate credit information, preparing credit write-ups and annual reviews for the loan committee, and assisting with credit underwriting, financial statement analysis, and preparing credit summaries.
Requirements:
  • Bachelor's Degree or equivalent experience
  • 3-5 years Commercial Lending experience
  • Exemplary customer service and problem-solving skills
  • Attention to detail with a high level of proficiency and accuracy
  • Excellent oral and written communication skills
  • Strong organizational and analytical ability
  • Ability to multi-task and prioritize
  • General knowledge of financial accounting theory and logic
  • Proficient with PC software and applicable mainframe systems
  • Proficient with Excel


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