Senior Mortgage Loan Originator

2 days ago


Hopkins, Minnesota, United States BankEasy Full time
Job Summary

BankEasy is seeking a highly skilled and experienced Senior Mortgage Loan Originator to join our team. As a key member of our Mortgage Lending Department, you will be responsible for originating and managing complex mortgage loans that meet established lending requirements and criteria.

Key Responsibilities
  • Originate and Manage Mortgage Loans: Identify and solicit potential mortgage loan customers, assemble information needed to make credit decisions, and determine creditworthiness of applicants.
  • Enhance Sales Culture: Maximize profitability and minimize risk to the bank by promoting a sales culture within the Mortgage Lending Department.
  • Monitor and Collect Mortgage Loans: Ensure complete collection of all mortgage loans extended by monitoring past-due reports and assisting the Mortgage Loan Servicing Department on collection efforts.
  • Stay Current on Industry Developments: Remain up-to-date on industry products and developments to ensure the bank's ongoing competitive advantage.
  • Provide Excellent Customer Service: Ensure customer retention and continued cross-selling of other bank products and services.
  • Collaborate with Correspondent Banks: Assist correspondent banks, affiliates, and other FBT banks with originating and closing mortgage loans.
  • Participate in Loan Meetings: Attend all loan meetings as deemed appropriate or directed by the Mortgage Lending Department Manager to participate in decisions that affect ongoing and future operations of the loan function.
  • Provide Guidance and Assistance: Guide and assist other Mortgage Department Staff as needed.
  • Adhere to Compliance Procedures: Participate in required compliance training and adhere to FBT policies and procedures as set forth in the employee handbook.
Requirements
  • Bachelor's Degree: A bachelor's degree plus a minimum of four years of progressively advanced experience in bank lending or the equivalent.
  • Communication Skills: Emphasis is placed on suitable communication skills as well as aptitude for detail.
Compensation

Hourly Grade 6



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