Mortgage Loan Specialist

5 days ago


Southfield, Michigan, United States Mortgage Depot, LLC Full time

Job Summary:

Mortgage Depot, LLC is seeking a highly skilled and detail-oriented Mortgage Loan Specialist to join our team. As a Mortgage Loan Specialist, you will play a critical role in ensuring the smooth processing of loan applications and maintaining the highest level of customer satisfaction.

Key Responsibilities:

  • Loan Application Review: Conduct thorough reviews of loan applications to ensure all necessary documents are included and accurate.
  • Client Communication: Communicate with clients to request additional information or clarification, ensuring timely and efficient processing of loan applications.
  • Financial Analysis: Analyze applicants' credit history and financial status to assess the risk of extending credit.
  • Debt-to-Income Ratio Calculation: Calculate debt-to-income ratios to ensure compliance with regulatory requirements.
  • Loan File Management: Ensure all loan files are complete and in compliance with regulations, maintaining accurate and up-to-date records.
  • Collaboration with Underwriters: Coordinate with underwriters to facilitate the loan approval process, ensuring seamless communication and timely resolution of issues.
  • Closing Document Preparation: Prepare closing documents and coordinate signing appointments, ensuring a smooth and efficient closing process.

Requirements:

  • Excellent Communication Skills: Possess excellent communication skills, with a focus on providing impeccable customer service.
  • Strong Research Capabilities: Demonstrate strong research capabilities, with the ability to analyze complex financial data and identify potential issues.
  • Thorough Understanding of Loan Application Process: Possess a thorough understanding of the loan application process and relevant rules and regulations.
  • Strong Time Management Skills: Demonstrate strong time management skills, with the ability to meet tight deadlines and prioritize tasks effectively.
  • Integrity and Confidentiality: Possess integrity and confidentiality when handling sensitive information, maintaining the highest level of professionalism and discretion.
  • Collaboration and Teamwork: Demonstrate the ability to work collaboratively with loan officers and underwriters, ensuring seamless communication and timely resolution of issues.
  • Previous Processing or Underwriting Experience: Possess previous processing or underwriting experience, with a strong understanding of regulatory requirements and industry standards.

Benefits:

  • 401(k) Matching: Participate in our 401(k) matching program, ensuring a secure financial future.
  • Medical Insurance: Enjoy comprehensive medical insurance, providing peace of mind and financial security.
  • Dental Insurance: Participate in our dental insurance program, ensuring access to quality dental care.
  • Vision Insurance: Enjoy comprehensive vision insurance, providing financial protection and peace of mind.
  • PTO: Enjoy paid time off, allowing for relaxation and rejuvenation.


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