Mortgage Loan Officer

2 weeks ago


Auburn, Alabama, United States SmartBank Full time
About the Role

At SmartBank, we're seeking a highly skilled Mortgage Loan Officer to join our team. As a key member of our mortgage department, you'll be responsible for originating secondary market mortgages, working closely with clients to understand their financial needs, and providing expert guidance on our mortgage products and services.

Key Responsibilities
  1. Originate secondary market mortgages, adhering to SmartBank's core values and core purpose.
  2. Actively participate in mortgage department meetings and geographic market meetings to stay informed and aligned with our business objectives.
  3. Develop and maintain relationships with clients, realtors, builders, and other industry professionals to drive business growth and increase brand awareness.
  4. Conduct thorough credit analyses, ensuring accurate and timely loan processing, and maintaining compliance with regulatory requirements.
  5. Collaborate with loan processors to gather necessary documents and signatures, and work closely with underwriters to ensure smooth loan processing.
  6. Attend loan closings, provide exceptional customer service, and ensure a positive experience for our clients.
  7. Stay up-to-date with industry developments, regulatory changes, and product updates to maintain expertise and provide informed guidance to clients.
Requirements and Qualifications
  1. Bachelor's degree in business, finance, or a related field is preferred.
  2. Two to four years of experience in originating secondary market mortgages, preferably in a bank environment.
Training and Development

As a Mortgage Loan Officer at SmartBank, you'll have access to ongoing training and development opportunities, including periodic training in mortgage products, services, regulations, and compliance. You'll also be required to maintain NMLS registration and participate in regular training sessions to stay current with industry developments.

What We Offer

At SmartBank, we're committed to providing a comprehensive benefits package, including medical, dental, vision, life, and disability insurance, a 401(k) plan with an employer match, generous paid time off, SmartFlex Days, and 11 Paid Company Holidays. We also offer mental health benefits, paid community involvement opportunities, company-provided apparel, and learning and development opportunities, including professional and career development and tuition reimbursement.


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