Mortgage Loan Officer

3 weeks ago


Marquand, Missouri, United States Stock Yards Bank & Trust Full time
Mortgage Loan Officer Job Description

As a Mortgage Loan Officer at Stock Yards Bank & Trust, you will have the opportunity to generate loan volume through sales efforts with builders, realtors, and other contacts. To succeed in this position, experience in FHA, VA, and conventional lending is essential, along with knowledge of basic underwriting guidelines.

Key Responsibilities:
  • Contact individuals, realtors, and builders to expand network contacts and generate sales.
  • Engage in marketing and promotional activities to increase sales.
  • Consult with customers to compile loan applications and negotiate terms and conditions.
  • Collect, compile, and analyze information for loan approval.
  • Communicate with clients and potential clients, answering questions and providing information.
  • Follow up with processors to ensure timely loan closings.
  • Maintain up-to-date knowledge of FHA, VA, and conventional loan rules and regulations.
Requirements:
  • High school/GED education.
  • College degree preferred.
  • Bilingual Spanish and English speaker preferred.
  • Outside sales experience with FHA, VA, and conventional lending.
  • Excellent interpersonal communication skills.
  • PC literacy with 35 WPM typing skills.
  • Knowledge of basic underwriting guidelines preferred.
Benefits:
  • 401(k) with a company match of up to 6%.
  • ESOP employer match.
  • Medical insurance.
  • Dental insurance.
  • Vision insurance.
  • Cancer/Disease insurance.
  • Accident insurance.
  • Flexible Spending Accounts.
  • Health Savings Accounts.
  • Bank-paid Life/AD&D insurance.
  • Voluntary Life/AD&D insurance.
  • Bank-paid Short-Term and Long-Term Disability insurance.
  • Employee Stock Purchase Plan.
  • Employee Assistance Program.

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