Commercial Loan Officer
4 weeks ago
We are seeking a highly skilled Commercial Loan Officer to join our team at First Mid Bancshares, Inc. The ideal candidate will have a strong background in commercial lending, with experience in managing and growing agricultural, SBA, commercial, and commercial real estate loans.
Key Responsibilities- Loan Portfolio Management: Ensure the asset quality of the assigned loan portfolio, reviewing delinquency reports with direct supervisor to ensure proper collection efforts are being utilized to manage the credit risk of the portfolio.
- Customer Relationship Management: Develop and maintain existing customer base, building customer satisfaction and confidence in the Bank, while working effectively with personnel in the Credit Administration Department.
- Loan Origination and Risk Assessment: Analyze customer credit applications, balance sheets, and profit and loss statements to make sound loan decisions and predict future repayment capacity, coordinating these efforts with personnel in the Credit Administration Department.
- Cross-Selling and Upselling: Cross-sell other bank services to customers, including retail deposits, cash management, retail lending, and wealth management services.
- Professional Development: Participate in professional associations, attend conventions, conferences, and seminars to stay up-to-date on industry trends and best practices.
- Education: Bachelor's degree in Finance or Business Administration, or the equivalent of 3 or more years of specialized training in commercial and/or consumer lending and overall bank management.
- Skills: Thorough knowledge of Company's products and services, high level of analytical skills, high level of interpersonal skills, and adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions.
First Mid Bancshares, Inc. is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification.
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