Credit Analyst

4 days ago


Grand Rapids, Michigan, United States Mercantile Bank Full time
Job Description

Mercantile Bank is seeking a talented Credit Analyst to join our Commercial Lending team. As a Credit Analyst, you will play a crucial role in evaluating the creditworthiness of potential borrowers and providing recommendations to our lending team.

Key Responsibilities:

  • Conduct thorough credit assessments of client financial information, including cash flow, collateral, and guarantor support.
  • Prepare and present credit reports to our lending team, highlighting key findings and recommendations.
  • Collaborate with our lending team to develop and implement credit strategies that align with our business goals.
  • Stay up-to-date with industry trends and developments, and apply this knowledge to improve our credit evaluation processes.

Requirements:

  • Bachelor's degree in business, finance, or a related field.
  • College GPA of 3.2 or higher.
  • Previous internship experience in business or finance is preferred.
  • Strong analytical and problem-solving skills, with the ability to work in a fast-paced environment.
  • Excellent communication and presentation skills, with the ability to effectively communicate complex information to both technical and non-technical stakeholders.

What We Offer:

  • A competitive salary and benefits package.
  • Opportunities for professional growth and development, including training and mentorship programs.
  • A dynamic and supportive work environment, with a team of experienced professionals who are passionate about delivering exceptional results.


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