Mortgage Loan Origination Specialist
1 week ago
Mortgage Loan Origination Job Description
We are seeking a skilled Mortgage Loan Origination professional to join our team at U.S. Bank. As a Mortgage Loan Origination specialist, you will be responsible for originating mortgage loans in an assigned non-bank territory. This will involve taking applications, conducting preliminary underwriting reviews, and submitting loan applications to processing and underwriting for approval.
Key Responsibilities:
- Originate mortgage loans in an assigned non-bank territory
- Take applications and conduct preliminary underwriting reviews
- Submit loan applications to processing and underwriting for approval
- Follow up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources
Requirements:
- High school diploma or equivalent
- Minimum one year of mortgage, sales, real estate, or banking experience
- Ability to travel
- Well-developed sales ability
- Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
- Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
- Basic knowledge of local, state and national laws
- Ability to work independently
- Ability to analyze financial information
- Effective verbal and written communication skills
Benefits:
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an Equal Opportunity Employer
We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
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