Mortgage Loan Originator

4 weeks ago


Dallas, Texas, United States U.S. Bank Full time
Mortgage Loan Originator Job Description

At U.S. Bank, we're committed to helping our customers achieve their financial goals. As a Mortgage Loan Originator, you'll play a critical role in originating mortgage loans in assigned non-bank territories. Your responsibilities will include taking applications, conducting preliminary underwriting reviews, and submitting loan applications to processing and underwriting for approval.

You'll be responsible for following up to ensure that all necessary documents are secured in a timely manner from appropriate sources. This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You'll be subject to the required registration process, which includes a criminal background and credit check.

This role has multiple levels, open to candidates with a minimum one year of mortgage, sales, real estate, or banking experience. The successful candidate will be hired for the level of the position that aligns with their experience.

Basic Qualifications
  • High school diploma or equivalent
  • Minimum one year of mortgage, sales, real estate, or banking experience
  • Ability to travel
Preferred Skills/Experience
  • Well-developed sales ability
  • Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
  • Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
  • Basic knowledge of local, state and national laws
  • Ability to work independently
  • Ability to analyze financial information
  • Effective verbal and written communication skills


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