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Senior Credit Officer

1 month ago


Fresno, California, United States Westamerica Bank Full time
Job Overview

Westamerica Bank is seeking a highly skilled Senior Credit Officer to join our team. As a key member of our lending team, you will be responsible for reviewing and approving loan requests for multi-line products within established lending limits.

Key Responsibilities:

  • Conduct thorough analysis of financial and related data to determine the creditworthiness of loan applicants.
  • Review loan requests and approve or decline them within established lending limits.
  • Prepare and present credit reports to management, highlighting key findings and recommendations.
  • Collaborate with financial sales officers to manage assigned loan portfolios and provide exceptional customer service.
  • Participate in special projects and perform other job-related duties as required.

Requirements:

  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Ability to work in a fast-paced environment and meet deadlines.
  • Knowledge of commercial lending and credit analysis principles.
  • Strong attention to detail and organizational skills.

Westamerica Bank is an equal opportunity employer and welcomes applications from diverse candidates. Our bank's privacy policy can be found at www.westamerica.com/about/privacy.