Fair Lending Compliance Officer

6 days ago


Any Civista Bank Loc OH United States Civista Bank Full time
Job Summary

Civista Bank is seeking a highly skilled Fair Lending Officer to join our team. The successful candidate will be responsible for ensuring compliance with Fair Lending regulations and laws, as well as analyzing and reporting on lending data.

Key Responsibilities
  • Interpret and analyze Fair Lending data and its reporting requirements.
  • Facilitate the collection of Fair Lending data from various business lines.
  • Review loan files to validate information reported on the Fair Lending Register.
  • Communicate exceptions, errors, or concerns to the applicable business line for review and resolution.
  • Conduct edit checks and provide feedback to management on areas requiring improvement to ensure data integrity.
  • Prepare and submit annual Fair Lending Register to regulatory bodies.
  • Develop, document, and execute review and/or audit test samples independently or in conjunction with the Compliance team.
  • Adhere to industry standard reporting requirements regarding exceptions identified in the review process.
  • Participate in Compliance reviews, ad-hoc projects, and training efforts as required.
  • Stay current on regulatory changes through training and professional development.
Requirements
  • Bachelor's degree or equivalent work experience.
  • Financial services or Compliance experience preferred.
  • 2-5 years of experience reviewing or auditing lending data.
  • Minimum 2 years of experience working with large datasets.
  • Minimum 2 years of experience working with proprietary software products.
  • Strong analytical and problem-solving skills.
  • High level of accuracy and attention to detail.
  • Effective communication skills, oral and written.
  • Ability to multi-task and manage workload, including ad-hoc requests and deadlines.
  • Intermediate understanding of applicable loan file documentation and underwriting policies.
  • Intermediate knowledge of Fair Lending laws, regulations, and requirements.
  • Strong understanding of the Federal Reserve Bank system.
  • Strong knowledge of Fair Lending related rules and regulations with a strong ability to apply regulatory changes to lending operations.


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