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Mortgage Loan Originator
2 months ago
Weichert Financial Services is seeking a skilled Mortgage Advisor to join our team in Monmouth County, NJ. As a Mortgage Advisor, you will be responsible for originating residential mortgage loans within a designated Weichert sales office. Your primary goal will be to develop and maintain existing customer relationships, as well as identify new customer opportunities from various channels.
Key Responsibilities:- Develop relationships with new and current customers, realtors, builders, attorneys, and referral partners.
- Leverage your personal sphere to generate leads and proactively follow up on leads from various sources provided by the Company.
- Issue fully assessed pre-approvals, including all facets of the qualification process.
- Provide a complete needs analysis for each prospect, fitting them for the most suitable program for their needs.
- Submit complete and accurate mortgage loan applications.
- Stay abreast of changes in market conditions that affect the Company's many loan products.
- Communicate regularly with all participants during the loan origination process.
- Provide excellent customer service at all times.
- Promote a team atmosphere with representatives of the Weichert All Under One Roof Team.
- Ensure full compliance with all applicable federal and state law and regulations, Company policies and procedures, and investor guidelines.
- High school diploma or GED.
- Individual state loan originator license(s) required for specific states in which employee engages in any mortgage loan origination activity.
- At least one (1) to three (3) years of retail mortgage loan origination experience preferred.
- General financial sales, real estate, or mortgage operations experience may be substituted for part of the required mortgage loan origination experience.
- Ability to determine appropriate interest rate quotes to customer and to determine maximum qualification amounts based on investor guidelines.
- Ability to apply investor guidelines to specific sales situations and use discretion and judgment to recommend the most appropriate products to customers based on qualifications and needs identified by customer analysis.
- Ability to set goals and divide processes into timelines.
- Excellent problem-solving skills.
- Proficiency in Microsoft Office suite of products and ability to quickly gain proficiency in the Company's proprietary mortgage software products.
- Excellent oral and written communications skills.
- Ability to conduct presentations and hold one-on-one meetings.
- Ability to multitask in a fast-paced environment.
- Superior customer services skills with a strong attention to detail.
- Exceptional math skills including addition, subtraction, multiplication, division, percentages, and fractions.
- Knowledge and ability to use typical office equipment (PC, calculator, fax machine, etc.).