Senior Commercial Lending Specialist
3 weeks ago
At Independent Bank, we are seeking a highly skilled Commercial Lending Specialist to join our team. This role will be responsible for providing exceptional customer service to Commercial Lending customers, participating in relationship planning, and enhancing business relationships.
Key Responsibilities:
- Develop and maintain positive relationships with customers to ensure satisfaction and business retention.
- Stay up-to-date with all bank products and services, recognizing cross-sale opportunities and referring sales opportunities in response to customer needs.
- Collaborate with Loan Operations to ensure a seamless transition from pipeline business to booked loans, resolving operational problems and recommending alternative procedures for daily loan administration.
- Manage credit and Guarantor files to ensure bank compliance, regularly checking files for accuracy and ensuring all required documents are present.
- Collect, verify, and validate credit information, preparing credit write-ups/annual reviews for the loan committee, and assisting the manager with credit underwriting, financial statement analysis, and preparing credit summaries.
Requirements:
- Bachelor's Degree or equivalent experience.
- 3-5 years of Commercial Lending experience.
- Excellent customer service and problem-solving skills.
- Attention to detail with a high level of proficiency and accuracy.
- Excellent oral and written communication skills.
- Strong organizational and analytical ability.
- Ability to multi-task and prioritize.
- General knowledge of financial accounting theory and logic.
- Proficient with PC software and applicable mainframe systems.
- Proficient with Excel.
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