Senior Leasing Credit Officer for Large Corporates

4 days ago


Providence, Rhode Island, United States Bank of America Full time

Job Title: Senior Leasing Credit Officer for Large Corporates

Job Summary: We are seeking a highly skilled Senior Leasing Credit Officer to join our team in providing integrated credit solutions to large corporate clients.

Key Responsibilities:

  • Evaluate new end-user credit opportunities, including identification and assessment of risks and mitigating factors.
  • Partner with client-facing teammates to consult on sales opportunities and provide product expertise and consultation necessary to deliver the best possible solution to the client.
  • Underwrite new transactions, analyze credit risk, negotiate and close deals, while adhering to internal policy, procedures and regulatory requirements.
  • Structure the terms of a lease/loan with respect to various aspects that make up a lease/loan (e.g. pricing, rates, payment, term, collateral).
  • Manage the credit process for a portfolio of clients, including reviewing financial statements, assessing client compliance with financial covenants, confirming accuracy of risk ratings, and recommending changes as warranted.

Requirements:

  • 7+ years of experience in commercial banking related role for Leasing Credit Sr Officer, 5+ years of experience for Leasing Credit Officer II.
  • Proficient credit and risk analysis skills.
  • Proficient presentation, structuring and financial statement analysis skills.
  • Proficient Microsoft Office skills.

Skills:

  • Financial Analysis
  • Loan Structuring
  • Research Analysis
  • Risk Management
  • Underwriting
  • Coaching
  • Credit Documentation Requirements
  • Credit and Risk Assessment
  • Decision Making
  • Issue Management
  • Account Management
  • Analytical Thinking
  • Collaboration
  • Critical Thinking
  • Customer and Client Focus

Work Environment: This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits: This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

Equal Employment Opportunity: Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law.



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