Credit Analyst Intern

2 weeks ago


Birmingham, Alabama, United States ServisFirst Bank Full time
Job Opportunity

ServisFirst Bank is seeking a highly motivated and detail-oriented Credit Analyst Intern to join our team. As a Credit Analyst Intern, you will play a critical role in determining the creditworthiness of potential clients based on financial statements, borrowing history, and market conditions.

Key Responsibilities
  • Assist in updating electronic credit files by imaging related loan and financial documents
  • Conduct financial analysis and underwriting of credit for new loan requests and loan maturities
  • Contact Loan Officers to request necessary financial information for analysis such as balance sheets, tax returns, and financial statements
  • Determine the strength and/or weakness of the client's credit to determine the terms of the loan
  • Run reports that show past or current maturities and request necessary information
  • Generate and compile various monthly reports, including past due loans, maturing loans, collateral exception reports, outstanding appraisal fees, loan type summaries, and internal credit administration auditing

Requirements
  • Undergraduate student majoring in Finance, Accounting, Economics, or a related field
  • Excellent written and verbal communication skills
  • Experience using Microsoft Outlook, Word, and Excel
  • Experience in a position requiring attention to detail and data analysis
  • Excellent organizational skills and ability to multi-task
  • Ability to work independently with little supervision

Physical Requirements and Environmental Conditions
  • Sustained standing and sitting
  • Frequent use of PC, including typing or sustained attention to monitor
  • Occasional lifting of basic office files or equipment up to 20 lbs
  • Normal office environment with comfortable internal temperatures and low-level noise

ServisFirst Bank is an Equal Opportunity Employer and welcomes applications from diverse candidates.


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