Senior Credit Officer
4 weeks ago
Credit Officer Senior CB at City National Bank
Participate in the loan management process by providing credit and loan underwriting expertise to a Commercial Banking team. Analyze prospective loan transactions and credit worthiness of borrowers. Validate the credit analysis prepared by the Credit Analysts and provide opinions and recommendations regarding proposed credit and potential risks.
Key Responsibilities- Review loan request applications, financial information, and third-party reporting to evaluate credit structure and terms.
- Underwrite commercial loans and lines of credit, ensuring compliance with Bank format, policies, and procedures.
- Collaborate with Relationship Managers and CBS Managers to determine credit strategy and provide balanced and appropriate credit guidance.
- Provide creative solutions to structure credits and ensure transactions are within profitability and portfolio risk standards.
- Monitor and respond to past due reporting items and/or covenant defaults in partnership with Relationship Managers.
- Maintain up-to-date knowledge on Bank lending policies and regulations, and confer with the Credit Manager and appropriate Bank personnel as needed.
- Bachelor's Degree or equivalent.
- Minimum 7 years of experience in underwriting medium to large-sized and moderately complex commercial credit.
- Minimum 7 years of experience in a banking or financial services environment.
- Extensive technical expertise and full knowledge of commercial credit principles, financial concepts, and regular use of ingenuity and creativity in solving complex credit problems.
- Strong communication and organizational skills, with the ability to work independently and assume responsibility and accountability for decision-making.
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Senior Credit Officer
3 weeks ago
Walnut Creek, California, United States City National Bank Full timeJob DescriptionCity National Bank is seeking a highly skilled Credit Officer Senior to join our Commercial Banking team. As a key member of our team, you will play a critical role in the loan management process, providing credit and loan underwriting expertise to our clients.Key ResponsibilitiesLoan Analysis: Review loan request applications, financial...
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Branch Manager
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Branch Manager
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Senior Underwriter National Accounts
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Chief Financial Officer
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Senior Property Claims Investigator Position
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