Senior Credit Analysis Supervisor

2 weeks ago

Pittsburgh, Pennsylvania, United States AmeriServ Financial Full time

OBJECTIVO RESUMIDO:


Colaborar en la supervisión y capacitación del Departamento de Análisis de Crédito de manera efectiva, alineada con las políticas y procedimientos establecidos.

Proporcionar apoyo a los oficiales de préstamos del banco mediante la entrega de análisis crediticios y servicios de evaluación de información financiera. Fomentar el cumplimiento de las políticas y procedimientos crediticios establecidos, maximizando la rentabilidad.

FUNCIONES ESENCIALES:

  • Colaborar en la supervisión y formación del Departamento de Análisis de Crédito de manera eficiente, incluyendo la supervisión directa de los miembros del equipo de Analistas de Crédito. Reclutar, capacitar, guiar y gestionar un equipo que trabaje de manera competente y colaborativa con todas las áreas de la institución.
  • En apoyo a la División de Préstamos, proporcionar análisis crediticio preciso, completo y oportuno de todas las solicitudes de crédito según lo requerido por la política, apoyando los esfuerzos de producción de préstamos de la División de Préstamos con un equilibrio adecuado entre la gestión del riesgo crediticio y el cumplimiento de las políticas crediticias. Proporcionar servicios de preparación de hojas de cálculo según lo solicitado por la División de Préstamos.
  • Contribuir y participar en el mantenimiento de una cultura crediticia consistente en toda la organización, promoviendo el cumplimiento de todas las políticas y procedimientos crediticios, brindando apoyo a la División de Préstamos en la interpretación de políticas y asistiendo a los oficiales de préstamos en la evaluación de la estructura de préstamos adecuada relacionada con propuestas de préstamos y/o modificaciones de préstamos propuestas.
  • Desarrollar y proporcionar informes para apoyar el monitoreo y la evaluación de la calidad crediticia y el riesgo crediticio dentro de las carteras de préstamos, basándose en parámetros establecidos por el Director de Crédito, el Director de Préstamos u otros miembros de la alta dirección.
  • Proporcionar servicios de revisión de tasaciones comerciales para garantizar el cumplimiento con FIRREA, requisitos regulatorios y la postura de préstamos e inversiones en bienes raíces de la institución. Esta función requiere un monitoreo constante y cuidadoso de los estándares de tasación y parámetros regulatorios para asegurar el cumplimiento con cualquier enmienda subsiguiente, siguiendo las políticas y procedimientos de ASRV.
  • Participar en comités de AmeriServ Financial Bank: como miembro, asistir y participar activamente compartiendo opiniones y experiencia según sea relevante y apropiado.

ROL EN EL COMITÉ
Secretario de Política Crediticia / Miembro No Votante

  • Participar en la preparación y gestión de presupuestos anuales, prestando atención al control de costos y al rendimiento dentro de los parámetros presupuestarios o, cuando sea posible, más favorables que los parámetros presupuestarios.
  • Mejorar y promover AmeriServ Financial Bank a través de la participación en organizaciones comunitarias, actividades y proyectos.


Por favor, tenga en cuenta que esta descripción de trabajo no está diseñada para cubrir o contener una lista completa de actividades, deberes o responsabilidades que se requieren del empleado para este trabajo.

Las funciones, responsabilidades y actividades pueden cambiar en cualquier momento con o sin previo aviso.

RESPONSABILIDAD SUPERVISORA:
Este puesto supervisa empleados.

AMBIENTE DE TRABAJO:
Este trabajo se desarrolla en un entorno de oficina profesional. Este rol utiliza rutinariamente equipos de oficina estándar como computadoras, teléfonos, fotocopiadoras, archivadores y máquinas de fax.

DEMANDAS FÍSICAS:
El empleado es frecuentemente requerido a: 1) Escribir o trabajar de otra manera con los dedos; 2) Hablar expresando o intercambiando ideas mediante la palabra hablada. Estas actividades en las que deben transmitir instrucciones orales detalladas o importantes a otros trabajadores o clientes de manera precisa, clara o rápida; 3) Audición - percibir la naturaleza de los sonidos a niveles de conversación normales con/sin corrección. Capacidad para recibir información detallada a través de la comunicación oral y hacer discriminaciones en el sonido. Manejar un vehículo y adaptarse a las condiciones ambientales climáticas, a medida que cambian las estaciones.

El trabajo sedentario puede requerir ocasionalmente levantar hasta 25 libras y/o mover hasta 30 libras. Este trabajo implica estar sentado la mayor parte del tiempo, con caminatas, conducción y sentarse.

Las habilidades visuales específicas requeridas para este trabajo incluyen 1) ver un monitor de computadora; 2) lectura extensa; 3) conducción.

VIAJES:
No se requiere viajar, excepto para posibles (capacitación y seminarios)

COMPETENCIAS:
1. Fuertes Habilidades de Comunicación (Escritas y Verbales)

  • Habilidades Analíticas
  • Habilidades Informáticas, incluyendo Microsoft Office e Internet
  • Enfoque en Plazos
  • Conducta Ética
  • Gestión del Tiempo con Principios
  • Composición Bajo Presión/Situaciones Estresantes
  • Capacidad para manejar múltiples proyectos/prioridades simultáneamente
EDUCACIÓN REQUERIDA y

EXPERIENCIA:


Título universitario en contabilidad, finanzas, negocios o campo relacionado con la finalización de cursos de contabilidad hasta al menos el nivel intermedio.

Mínimo de cinco (5) años de experiencia en banca comercial en el departamento de análisis de crédito de un banco o, en lugar de un título universitario, 8 años de experiencia en banca comercial en el departamento de análisis de crédito de un banco.

Demostrar conocimiento práctico de las pautas de riesgo regulatorias.

  • Senior Commercial Credit Analyst

    5 days ago

    Pittsburgh, Pennsylvania, United States First National Bank of Pennsylvania Full time

    Job SummaryWe are seeking a highly skilled Senior Commercial Credit Analyst to join our team at First National Bank of Pennsylvania. As a key member of our credit team, you will be responsible for analyzing the creditworthiness of commercial loan customers and making recommendations to protect the bank from loss.Key ResponsibilitiesAnalyze financial...

  • Senior Commercial Credit Analyst

    2 days ago

    Pittsburgh, Pennsylvania, United States First National Bank of Pennsylvania Full time

    Job SummaryWe are seeking a highly skilled Senior Commercial Credit Analyst to join our team at First National Bank of Pennsylvania. As a key member of our credit team, you will be responsible for analyzing the creditworthiness of commercial loan customers and providing recommendations to our lending team.Key ResponsibilitiesAnalyze financial statements,...

  • Senior Credit Review Auditor

    5 days ago

    Pittsburgh, Pennsylvania, United States Northwest Bank Full time

    Job SummaryThe Senior Credit Review Auditor is responsible for performing a variety of loan review activities which aid in the evaluation of Northwest Bank's commercial, business banking and retail loan portfolios. This includes collecting loan and information system data, analyzing documentation and financial data, and establishing account risk ratings.The...

  • Senior Consultant in Market Risk Quantitative Analysis

    2 weeks ago

    Pittsburgh, Pennsylvania, United States PNC Financial Services Group Full time

    Position Overview:As a Senior Consultant specializing in Market Risk Quantitative Analytics and Modeling, you will play a crucial role in the Model Risk Management division at PNC Financial Services Group. This position is integral to ensuring the integrity and reliability of critical financial models.Key Responsibilities:Independent Model Evaluation:...

  • Senior Credit Underwriting Manager

    2 weeks ago

    Pittsburgh, Pennsylvania, United States Logix Guru Full time

    Logix Guru is in search of a proficient Credit Underwriting Manager to oversee our Small Business division, with a particular emphasis on evaluating applicants from the health care sector.This position requires leading a dedicated team of seasoned underwriters to facilitate loan applications effectively.Key Responsibilities:Assess retail credit applications...

  • Financial Analysis Specialist

    7 days ago

    Pittsburgh, Pennsylvania, United States First National Bank Full time

    Job SummaryWe are seeking a highly skilled Commercial Credit Analyst to join our team at First National Bank. As a key member of our credit analysis team, you will be responsible for preparing financial analyses of current and prospective commercial loan customers.Key Responsibilities:Prepare financial analyses of current and prospective commercial loan...

  • Business Credit Evaluation Manager

    7 days ago

    Pittsburgh, Pennsylvania, United States First National Bank Full time

    Job SummaryWe are seeking a highly skilled Commercial Credit Analyst to join our team at First National Bank. As a key member of our credit analysis team, you will be responsible for preparing financial analyses of current and prospective commercial loan customers.Key Responsibilities:Prepare financial analyses of current and prospective commercial loan...

  • Senior Engineering Supervisor

    2 weeks ago

    Pittsburgh, Pennsylvania, United States Concord Hospitality Full time

    Primary Duties:As the Senior Engineering Supervisor, you will oversee the maintenance and functionality of all equipment, ensuring regular repairs and preventive maintenance are conducted efficiently.Collaborate with team members, including the Chief Engineer, to maintain the property and grounds effectively.Ensure a secure environment for both guests and...

  • Commercial Credit Risk Analyst

    5 days ago

    Pittsburgh, Pennsylvania, United States First National Bank Full time

    About the Role:This position is primarily responsible for preparing financial analyses of current and prospective commercial loan customers, spreading financial statements, analyzing industry and economic conditions, completing cash flow analysis, and providing credit risk assessments.Key Responsibilities:Conduct thorough financial analysis of commercial...

  • Senior Consultant in Market Risk Quantitative Analysis and Modeling

    2 weeks ago

    Pittsburgh, Pennsylvania, United States PNC Financial Services Group Full time

    Position Overview: At PNC Financial Services Group, we recognize that our employees are our most valuable asset and key to our competitive edge in the financial markets. We are committed to providing an exceptional experience for our clients while fostering a workplace culture that values inclusivity, respect, and the opportunity for all employees to...

  • Credit Risk Assessment Specialist

    2 weeks ago

    Pittsburgh, Pennsylvania, United States First National Bank of Pennsylvania Full time

    Position Overview:The Credit Risk Analyst plays a pivotal role in supporting the Credit Risk and Reporting Manager. This position is essential for executing various tasks related to asset quality assessment, concentration analysis, and credit loss allowances. The analyst ensures high standards of accuracy and provides exceptional internal customer...

  • Senior Field Examiner

    3 days ago

    Pittsburgh, Pennsylvania, United States PNC Full time

    Job SummaryPNC is seeking a highly skilled Senior Field Examiner to join our team. As a Senior Field Examiner, you will be responsible for performing independent analysis on existing and prospective borrowers' collateral records and financial reports to determine and assess collateral values that secure loans and/or credit worthiness.Key...

  • Quantitative Analyst for Credit Card Operations

    2 weeks ago

    Pittsburgh, Pennsylvania, United States Huntington Bancshares, Inc. Full time

    Position: Quantitative Analyst for Credit Card OperationsCompany: Huntington Bancshares, Inc.This position entails delivering quantitative analytical support for the Credit and Debit Card divisions. Key responsibilities include:Designing and evaluating marketing strategiesAssessing credit risk factorsMonitoring the performance of the overall portfolioThe...

  • Quantitative Analyst for Credit Card Operations

    1 week ago

    Pittsburgh, Pennsylvania, United States Huntington Bancshares, Inc. Full time

    Position: Quantitative Analyst for Credit Card OperationsCompany: Huntington Bancshares, Inc.This position is focused on delivering quantitative analytical support for the Credit and Debit Card divisions. Key responsibilities include:Creating and evaluating marketing strategiesAssessing credit risk factorsMonitoring the performance of the entire portfolioThe...

  • Quantitative Analyst for Credit Card Operations

    1 week ago

    Pittsburgh, Pennsylvania, United States Huntington Bancshares, Inc. Full time

    Position: Quantitative Analyst for Credit Card OperationsCompany: Huntington Bancshares, Inc.This position is dedicated to delivering quantitative analytical expertise for the management of Huntington's Credit and Debit Card portfolios. Key responsibilities include:Creating and evaluating marketing strategiesAssessing credit risk factorsMonitoring the...

  • Credit Risk Assessment Specialist

    2 weeks ago

    Pittsburgh, Pennsylvania, United States First National Bank of Pennsylvania Full time

    Position Overview:The Credit Risk Analyst plays a pivotal role in supporting the Credit Risk and Reporting Manager. This position is essential for executing various tasks related to asset quality reporting, concentration analysis, and credit loss allowances. The analyst will also be involved in credit monitoring, stress testing, and ensuring the integrity of...

  • Credit Risk Assessment Specialist

    2 weeks ago

    Pittsburgh, Pennsylvania, United States First National Bank of Pennsylvania Full time

    Position Overview:The Credit Risk Analyst plays a crucial role in supporting the Credit Risk and Reporting Manager. This position focuses on various responsibilities including asset quality reporting, concentration analysis, allowance for credit loss, credit monitoring, stress testing, and the ongoing evaluation of data quality across the organization. The...

  • VP Corporate Financial Planning Analysis

    3 months ago

    Pittsburgh, Pennsylvania, United States Arconic Full time

    Arconic is looking for a VP, Financial Planning & Analysis for our Corporate team. This position supports the Chief Financial Officer on financial planning, forecasting, reporting and all other financial requirements necessary to support our business. This is a highly visible position in the succession pipeline for top finance leadership positions in both...

  • Certified Nursing Assistant

    4 days ago

    Pittsburgh, Pennsylvania, United States Senior Lifestyle Full time

    Job SummaryWe are seeking a skilled and compassionate Certified Nursing Assistant to join our team at Senior Lifestyle. As a key member of our healthcare team, you will play a vital role in providing high-quality care to our residents.Key ResponsibilitiesTake and record vital signs, including temperature, pulse, and blood pressure.Measure and record height...

  • Senior Business Systems Analyst

    5 days ago

    Pittsburgh, Pennsylvania, United States ConsultUSA Full time

    About the RoleWe are seeking a highly skilled Senior Business Systems Analyst to join our team at ConsultUSA. As a Senior Business Systems Analyst, you will play a critical role in analyzing user requirements, procedures, and problems to automate or improve existing systems and review computer system capabilities, workflow, and scheduling limitations.Key...