Construction Defect Claims Specialist

4 weeks ago


Cedar Rapids, Iowa, United States United Fire & Casualty Full time
Construction Defect Claims Specialist

United Fire & Casualty is seeking a highly skilled Construction Defect Claims Specialist to join our team. As a key member of our claims team, you will play a critical role in managing and resolving complex construction defect claims. Your expertise will be essential in navigating the intricacies of construction defect claims, ensuring that our policyholders receive fair and timely resolutions.

Key Responsibilities:
  • Manage assigned construction defect claims across multiple jurisdictions, collaborating with our technical lead and corporate claims team to develop effective case strategies.
  • Conduct thorough coverage analyses, duty to defend, duty to indemnify, and choice of law evaluations to determine coverage and reserves.
  • Draft complex coverage letters, including reservation of rights, disclaimers, and responses to pushback letters.
  • Identify and resolve issues, utilizing risk transfer and negotiation skills to achieve optimal outcomes.
  • Collaborate with counsel on settling litigation strategies, ensuring that our policyholders receive the best possible results.
  • Proactively manage counsel and work collaboratively with them on settling litigation strategies when counsel is engaged on a claim.
  • Evaluate coverage, review and interpret policy coverage, endorsements, and contracts to determine whether the claim is covered and payable under the policy.
  • Investigate facts of loss using various methods of communication, including phone, email, and direct contact.
  • Determine liability, extent of damages, and properly set reserves and evaluate claims.
  • Compile and review information from various sources, including scope of work documents, defect lists, expert reports, and the homeowner matrix for both coverage and time on risk purposes.
  • Determine liability and extent of covered damages, evaluate all for proper settlement amount.
  • Navigate through legal documents and filings, dealing with lawyers both defense and plaintiff counsel.
  • Negotiation skills in dealing with both litigated and non-litigated files, resolving claims with special masters, mediators, plaintiff attorneys, and unrepresented homeowners.
  • Write reports for the claim file to document all activity and analysis of the loss.
  • Complete reserve notices for management and corporate understanding of the case.
  • Report to reinsurers with well-written analysis and continual updates.
Qualifications:
  • Four-year college degree preferred.
  • 10+ years' experience in handling casualty claims, with 5 years total direct construction defect claims experience.
  • Must have a working knowledge of high-exposure construction defect claims, with considerable litigation handling experience.
Working Conditions:
  • General office environment.
  • Occasional traveling required for attendance at mediations, courthouse settlement conferences, or trials.
  • Occasional site inspections as determined appropriate with your supervisor.
Compensation and Benefits:

United Fire & Casualty pays on a geographic salary structure commensurate with skills, credentials, and experience of the candidate. The salary range listed of $80,000 - $120,000 is the standard pay structure. Roles in various locations (such as California) may provide an increase on the standard pay structure based on location.

This position is also eligible for an Annual Bonus based on Company/Individual Performance and is at company discretion. Full-time employees are eligible to receive benefits including medical, dental, and vision coverage; 401k, Cash-balance pension, Discretionary Time Off (DTO), paid holidays, and more.



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