Senior Manager of Credit Risk Strategies
1 week ago
United States of America
Hours:
40
Pay Details:
$110,760 - $178,880 USD
TD is dedicated to ensuring fair and equitable compensation for all employees. The salary range for this position reflects various factors that influence compensation decisions, including skills, experience, job-related knowledge, and geographic location. It is typical for new hires to start below the top of the salary range.
As a candidate, you are encouraged to discuss compensation with your recruiter for more specific information regarding this role.
Line of Business:
Risk Management
Job Overview:
The Senior Manager of Credit Risk is tasked with the design, development, implementation, and validation of diverse strategies related to First Party Fraud and Credit Abuse. These strategies encompass adjudication, account management, collection approaches, and financial return optimization. This role is crucial in providing analytical insights and supporting the execution of key fraud strategies to ensure compliance with TD's risk appetite and regulatory standards. The position is situated within the CCUL Credit Management framework and is accountable for Consumer Unsecured Lending and Strategic Card portfolios. The incumbent will develop strategies utilizing both internal TD data and external credit bureau/vendor solutions. Responsibilities include conducting cohort time series analyses of fraud, Risk Adjusted Margin, Return on Equity (ROE), and other metrics to minimize false positives and enhance fraud performance indicators. The role also involves reviewing emerging fraud threats to identify and address gaps in strategies, policies, and procedures.
Key Responsibilities:
- Execute functions typical of a Risk Manager I.
- Serve as an expert at the enterprise or group business level.
- Act as the primary regulatory liaison on risk matters for a significant business segment and assess new regulations.
- Collaborate with cross-functional teams beyond risk management.
- Represent the business in corporate initiatives, identifying key risks and implications.
- Bachelor's degree required; a graduate degree is preferred.
- 10+ years of relevant experience required.
- Experience in First Party Fraud or credit risk management in the credit card sector is preferred.
- Knowledge of payment risk and fraud lifecycle management is desired.
- Proficient in MS Office and various analytical software.
- Experience with relational databases and ETL processes using SQL or SAS.
- Extensive experience with analytical tools such as SAS, SQL, Python, R, MATLAB, and Tableau is preferred.
- Familiarity with SAS Enterprise Miner, FICO Model Builder, or Angoss Knowledge Seeker is beneficial.
- Exceptional quantitative and analytical skills, with the ability to identify patterns and conduct risk/reward analyses.
- Strong problem-solving skills to interpret data and draw conclusions.
- Critical thinking skills for interpreting results.
- Ability to adapt to rapidly changing requirements.
- Strong attention to detail with effective task management and prioritization skills.
- Proven ability to build and maintain productive relationships.
- Excellent written and verbal communication skills.
- Experience in developing and presenting recommendations to senior management.
Domestic travel may be required occasionally.
About TD Bank Group:
TD is a leading global financial institution and the fifth largest bank in North America by branches. We are committed to delivering exceptional customer experiences to millions of households and businesses. Our diverse workforce of over 95,000 colleagues brings their skills and creativity to serve our customers and support the economy. We strive to be the better bank and enrich the lives of our customers, communities, and colleagues.
Our Commitment to Colleagues:
TD offers a comprehensive Total Rewards package that reflects our investment in our employees' financial, physical, and mental well-being. This includes base salary, variable compensation, health benefits, retirement programs, paid time off, and opportunities for career development.
Colleague Development:
We are committed to supporting our colleagues' career paths through regular development conversations, training programs, and mentorship opportunities.
Training & Onboarding:
We provide training and onboarding sessions to ensure you have the resources needed to succeed in your role.
Interview Process:
We will reach out to selected candidates to schedule interviews and communicate outcomes to all applicants.
Accommodation:
If you require accommodations during the application process, please inform us to assist you accordingly.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
-
Senior Manager of Credit Risk Strategies
2 weeks ago
Wilmington, Delaware, United States TD Bank Group Full timeWork Location: United States of America Hours: 40 Pay Details: $110,760 - $178,880 USD TD is dedicated to ensuring equitable compensation for all employees. The salary range for this position reflects various factors considered in compensation decisions, including skills, experience, job-related knowledge, and geographic location. Candidates are encouraged...
-
Senior Credit Risk Manager
6 days ago
Wilmington, Delaware, United States Citigroup Inc Full timeJob SummaryThe Senior Credit Risk Manager is a senior-level position responsible for leading activities including credit review, credit approvals, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to develop and manage credit risk strategies for new customer...
-
Credit Risk Strategy Associate
1 day ago
Wilmington, Delaware, United States Goldman Sachs Full timeAbout Goldman SachsGoldman Sachs is a leading global investment banking, securities and investment management firm. Our Consumer and Investment Management Division includes Goldman Sachs Asset Management, Private Wealth Management and our Consumer business (Marcus by Goldman Sachs).Job SummaryWe are seeking a skilled Credit Risk Strategy Associate to join...
-
Credit Risk Senior Manager
3 days ago
Wilmington, Delaware, United States TD Bank Group Full timeJob Description**Job Summary**The Credit Risk Senior Manager is responsible for designing, developing, implementing, and validating various First Party Fraud & Credit Abuse strategies. These strategies include, but are not limited to, adjudication, account and exposure management, collection treatments, financial return optimization.**Key...
-
Credit Portfolio Officer
6 days ago
Wilmington, Delaware, United States Citigroup Inc Full timeJob SummaryThe Senior Credit Risk Management Leader will be responsible for leading activities including credit review, credit approvals, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to develop and manage credit risk strategies for new customer acquisitions.Key...
-
Credit Risk Strategy Associate
2 weeks ago
Wilmington, Delaware, United States Goldman Sachs Full timeABOUT THE ROLE:Consumer and Wealth Management (CWM)Goldman Sachs is dedicated to assisting clients and customers globally in achieving their financial aspirations. Our wealth management services encompass financial planning, investment management, banking, and comprehensive advisory for a diverse clientele, including ultra-high net worth individuals, family...
-
Credit Risk Strategy Associate
2 weeks ago
Wilmington, Delaware, United States Goldman Sachs Full timeABOUT THE ROLE:Consumer and Wealth Management (CWM)Goldman Sachs is dedicated to assisting clients and customers globally in achieving their financial aspirations. Our advisor-led wealth management services encompass financial planning, investment management, banking, and comprehensive guidance for a diverse clientele, including ultra-high net worth...
-
Credit Risk Strategy Associate
2 weeks ago
Wilmington, Delaware, United States Goldman Sachs Full timeABOUT THE POSITION:Goldman Sachs Bank USA provides a diverse array of financial solutions aimed at assisting our clients in achieving their financial aspirations. Our teams are dedicated to delivering exceptional customer service and support across all operations. The Bank features high-yield savings accounts and a selection of loan products tailored for...
-
Credit Risk Strategy Associate
1 week ago
Wilmington, Delaware, United States Goldman Sachs Full timePOSITION OVERVIEW:Goldman Sachs Bank USA provides a diverse array of financial solutions aimed at assisting our clients in achieving their financial aspirations. Our dedicated teams strive to deliver exceptional customer service and support across all our offerings. The Bank features high-yield savings accounts alongside various lending products tailored for...
-
Credit Risk Strategy Associate
2 weeks ago
Wilmington, Delaware, United States Goldman Sachs Full timeABOUT THIS POSITION:Goldman Sachs Bank USA provides a diverse array of financial solutions designed to assist our clients in achieving their financial aspirations. Our dedicated teams strive to deliver exceptional customer service and support in all aspects of our operations. The Bank features high-yield savings accounts alongside a selection of loan...
-
Credit Risk Strategy Associate
1 week ago
Wilmington, Delaware, United States Goldman Sachs Full timeABOUT THIS POSITION:At Goldman Sachs Bank USA, we provide a comprehensive array of solutions designed to assist our clients in achieving their financial aspirations. Our dedicated teams are committed to delivering exceptional customer service and support in all our endeavors. The Bank features high-yield savings accounts alongside a variety of lending...
-
Credit Risk Strategy Associate
2 weeks ago
Wilmington, Delaware, United States Goldman Sachs Full timePOSITION OVERVIEWThe Consumer and Wealth Management (CWM) division at Goldman Sachs is dedicated to empowering clients globally to achieve their financial aspirations. Our wealth management services encompass financial planning, investment management, and banking solutions tailored for a diverse clientele, including high net worth individuals and corporate...
-
Credit Risk Strategy Associate
2 weeks ago
Wilmington, Delaware, United States Goldman Sachs Full timeABOUT THE ROLE:Consumer and Wealth Management (CWM)Goldman Sachs is dedicated to assisting clients and customers globally in achieving their financial aspirations. Our advisor-led wealth management services encompass financial planning, investment management, banking, and comprehensive advice tailored to a diverse clientele, including ultra-high net worth...
-
Manager, Credit Risk and Financial Crimes
5 days ago
Wilmington, Delaware, United States TD Bank Group Full timeAbout the RoleWe are seeking a highly skilled and experienced Senior Manager to join our Credit Risk and Fraud Prevention team at TD Bank Group. As a key member of our team, you will be responsible for designing, developing, and implementing strategies to prevent and mitigate credit risk and financial crimes.Key ResponsibilitiesDevelop and implement credit...
-
Wilmington, Delaware, United States TD Bank Group Full timeJob DescriptionJob Summary:The Senior Manager, Credit Risk and Fraud Prevention will be responsible for designing, developing, implementing, and validating various strategies to prevent First Party Fraud and Credit Abuse. This role will provide essential information, interpretative and detailed analysis, and assist in implementing key fraud strategies to...
-
Senior Manager of Credit Risk Analysis
1 week ago
Wilmington, Delaware, United States TD Bank Group Full timeWork Location: United States of America Hours: 40 Pay Details: $110,760 - $178,880 USD TD is dedicated to ensuring equitable compensation for all employees. The salary range provided reflects various factors influencing compensation decisions, including candidate skills, experience, job-related knowledge, and geographic location. It is common for new hires...
-
Senior Credit Portfolio Manager
4 days ago
Wilmington, Delaware, United States Citibank Full timeJob SummaryThe Senior Credit Portfolio Manager is a senior-level position responsible for leading activities including credit review, credit approvals, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to develop and manage credit risk strategies for new customer...
-
Senior Vice President, Retail Credit Strategy
2 weeks ago
Wilmington, Delaware, United States Barclays Full timePosition OverviewThe Senior Vice President of Retail Credit Strategy at Barclays will be instrumental in shaping the risk management frameworks that underpin our retail card offerings.Key ResponsibilitiesThis role involves:Driving the formulation of risk management strategies tailored for retail card portfolios.Utilizing analytical methodologies to enhance...
-
Senior Credit Examiner
6 days ago
Wilmington, Delaware, United States Bank of America Full timeJob Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our...
-
Credit Risk Specialist
2 months ago
Wilmington, Delaware, United States Wells Fargo Full timeAbout this role:Wells Fargo is seeking a Credit Risk Specialist within Collections Risk Strategy / Unsecured Default Servicing Risk, a part of the Consumer Lending Chief Risk Office (CRO) team. Learn more about the career areas and lines of business at In this role, you will:Create, maintain and champion an environment where there is a high degree of...
