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Senior Mortgage Loan Processor

2 months ago

Houston, Texas, United States MI Homes Full time
Job Summary

As a Senior Mortgage Loan Processor at M/I Homes, you will play a critical role in the mortgage loan process, ensuring timely and accurate processing of loan applications. This position requires strong analytical and communication skills, as well as the ability to work independently and as part of a team.

Key Responsibilities
  • Loan Processing: Gather, analyze, and process necessary documentation from applicants, credit bureaus, employers, and creditors to verify financial information and credit standings.
  • File Preparation: Review, organize, and collate application and loan information to ensure timeliness and accuracy in providing a useable credit file supported by automated underwriting system findings to be submitted to underwriting for approval.
  • Communication: Communicate with applicants, underwriters, and creditors to resolve issues or questions regarding application information.
  • File Management: Prepare file for final clear-to-close by branch management.
Requirements
  • Education: High school graduate, with some college preferred.
  • Experience: At least five (5) years of experience in the mortgage field.
  • Skills: Proficient in use of Day One Certainty, FHA Connections, the VA Portal, and other mortgage field-related databases.
Benefits

M/I Homes offers a comprehensive benefits package, including medical, dental, and vision insurance, company-paid life and disability insurance, optional supplemental life insurance, Health Savings Accounts, and Flexible Spending Accounts. We also offer paid time off (PTO) and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit-sharing plan, an employee stock purchase plan, an employee home purchase plan, and more.