Loan Processor

6 days ago


Houston, Texas, United States AmeriHome Mortgage Company, LLC Full time
Job Title:
Loan Processor

Location:
Remote

Job Summary:
AmeriHome Mortgage is seeking a skilled Loan Processor to join our Consumer Direct team. The ideal candidate will have recent experience in a retail lending environment and be responsible for submitting loans for initial decision and working with customers to fulfill closing conditions.

Key Responsibilities:
Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers.
Review loan applications and gather loan documents from customers and third parties in support of the loan approval process, according to AUS findings, program parameters, and investor guidelines.
Ensure all loan documentation is complete, accurate, verified, and complies with company and/or investor policies.
Confirm data entry in Encompass matches all loan documentation in the file.
Work with Loan Officers, Underwriters, and Funders to ensure loan files are submitted to underwriting within expected timelines and that loan conditions are met throughout each stage of the loan process.
Build rapport with borrowers and provide ongoing communication regarding loan status.
Work closely with Loan Officers to finalize loan structure and ensure accurate figures for the Closing Disclosure to be generated.
Prepare files for loan closing and coordinate with all necessary parties involved.
Ensure lock and closing dates are met.

Requirements:
High School Diploma or GED Equivalent
Minimum of 3 years of experience in Mortgage Processing with experience in Purchase and Jumbo
Strong working knowledge of Encompass
Knowledge of FNMA, FHLMC, FHA, and VA guidelines.
Proficiency with DU and LP, FHA Connection, and VA Portal
Adept at calculating income from salaried and self-employed borrowers
Knowledge of TRID and compliance
Excellent interpersonal, verbal, and written communication skills
Strong customer service skills - ability to build rapport quickly
High level of accuracy and attention to detail
Excellent time management skills and ability to organize, prioritize, and handle multiple tasks simultaneously.

Benefits:
We offer competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, employee volunteer program, and wellness program. You'll also have the opportunity to bolster your business knowledge and gain invaluable hands-on experience to help grow your career.

About the Company:
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. We are committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, national origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information. We are committed to working with and providing reasonable accommodations for individuals with disabilities.
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