Senior Loan Processor

4 days ago


Houston, Texas, United States AmeriHome Mortgage Company, LLC Full time
Job Title:
Senior Loan Processor

Location:
Remote

Job Summary:
AmeriHome Mortgage is seeking a seasoned Senior Loan Processor to join our Consumer Direct team. The ideal candidate will have recent experience in a retail lending environment and be responsible for submitting loans for initial decision and working with customers to fulfill closing conditions.

Key Responsibilities:
1. Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers.
2. Review loan applications and gather loan documents from customers and third parties in support of the loan approval process, according to AUS findings, program parameters, and investor guidelines.
3. Ensure all loan documentation is complete, accurate, verified, and complies with company and/or investor policies.
4. Confirm data entry in Encompass matches all loan documentation in the file.
5. Collaborate with Loan Officers, Underwriters, and Funders to ensure loan files are submitted to underwriting within expected timelines and that loan conditions are met throughout each stage of the loan process.
6. Build rapport with borrowers and provide ongoing communication regarding loan status.
7. Work closely with Loan Officers to finalize loan structure and ensure accurate figures for the Closing Disclosure.
8. Prepare files for loan closing and coordinate with necessary parties involved.
9. Ensure lock and closing dates are met.

Requirements:
1. Minimum of 5 years of experience in Mortgage Processing.
2. High School diploma or GED equivalent.
3. Strong working knowledge of Encompass.
4. Knowledge of FNMA, FHLMC, FHA, and VA guidelines.
5. Proficiency with DU and LP, FHA Connection, and VA Portal.
6. Adept at calculating income from salaried and self-employed borrowers.
7. Knowledge of TRID and compliance.
8. Excellent interpersonal, verbal, and written communication skills.
9. Strong customer service skills and ability to build rapport quickly.
10. High level of accuracy and attention to detail.
11. Excellent time management skills and ability to organize, prioritize, and handle multiple tasks simultaneously.

Benefits:
AmeriHome Mortgage offers a competitive salary, ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, employee volunteer program, and wellness program.
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