Lending Professional

3 weeks ago


Atlanta, Georgia, United States 1st Choice Credit Union Full time
Job Summary

We are seeking an experienced Lending Professional to join our team at 1st Choice Credit Union. As a Loan Officer, you will be responsible for performing all lending activities within the credit union, ensuring compliance with credit union lending policy, and assisting with the development of lending policy.

The ideal candidate will have 1-2 years' Lending Experience, a Bachelor's degree is preferred, and familiarity with Microsoft Office Suite applications. A strong attention to detail and ability to apply logic and methodology are essential skills for this role.

About the Role
  • Responsible for performance of all lending activities within the credit union, insuring compliance with credit union lending policy;
  • Assist with the development of lending policy;
  • Maintain lending activity to meet credit union goals and objectives;
  • Recommending alternatives to reduce loan delinquencies as needed;
Responsibilities
  • Serve as main point of contact for all member requests and inquiries regarding Credit Union loan services and policies;
  • Receive member loan requests, including acceptance of applications, pulling loan files, credit reports for loan processing, and interviewing applicant;
  • Process and make credit decisions based on lending policies;
  • Obtain signatures and closing documents, verify that the files are completed in accordance with lending policies and procedures;
  • Maintain compliance with all lending regulations;
  • Responsible for achieving established member service goals and making sure that deadlines are met;
  • Promote a culture of openness in order to be an effective listener and problem solver of member's issues and customer service concerns;
  • Maintain knowledge of 1st Choice Credit Union's products and services, operational policies and procedures, by-laws, and philosophy;
  • Demonstrate a professional, business like appearance;
  • Perform other duties as required for the efficient operation of the credit union.
Benefits
  • $50,000 - $70,000 per year, depending on experience;
  • 401(k), Health Insurance, Dental Insurance, Disability Insurance, Vision Insurance, Life Insurance, Paid Time Off (PTO);
About Us

1st Choice Credit Union was founded in 1946 to serve employees of Grady Hospital. Initially, it was named Hospital Authority Credit Union. The organization's name was changed to 1st Choice Credit Union in 1991. 1st Choice Credit Union is a NCUA insured and CDFI credit union, headquartered on Atlanta's historic Auburn Avenue.



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