Loan Officer Professional
7 days ago
We are seeking an experienced Loan Officer to join our team at 1st Choice Credit Union. This is a dynamic opportunity for someone with a strong background in lending and customer service.
About the JobThe successful candidate will be responsible for performing all lending activities within the credit union, ensuring compliance with lending policy, and assisting with the development of lending policy. They will also be responsible for maintaining lending activity to meet credit union goals and objectives, recommending alternatives to reduce loan delinquencies as needed.
- Main Responsibilities:
- Serve as the main point of contact for all member requests and inquiries regarding Credit Union loan services and policies.
- Receive member loan requests, including acceptance of applications, pulling loan files, credit reports for loan processing, and interviewing applicants.
- Process and make credit decisions based on lending policies.
- Obtain signatures and closing documents, verifying that the files are completed in accordance with lending policies and procedures.
- Maintain compliance with all lending regulations and assist with developing procedural changes as compliance requires or new programs demand.
- Responsible for achieving established member service goals and meeting deadlines.
1st Choice Credit Union is a community-focused organization owned and operated by its 9,000 members. We are headquartered on Atlanta's historic Auburn Avenue and offer a range of financial products and services.
Requirements and QualificationsTo be considered for this role, you should have:
- A minimum of 1-2 years' experience in lending, preferably in a credit union or community banking environment.
- A Bachelor's degree is preferred.
- Familiarity with Microsoft Office Suite applications.
- Strong attention to detail and ability to apply logic and methodology.
The estimated annual salary for this position is $65,000 - $85,000, depending on experience. We also offer a comprehensive benefits package, including health insurance, dental insurance, disability insurance, vision insurance, life insurance, and paid time off.
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