Senior Commercial Lending Analyst
6 days ago
Seacoast Bank is seeking a skilled Senior Commercial Lending Analyst to join its team in Atlanta, GA. The ideal candidate will have a minimum of five years of experience in commercial credit analysis, commercial lending, loan structuring, finance, underwriting, and portfolio management.
Key Responsibilities- Analyze financial information on existing and potential customers to assess their ability to repay loans, perform periodic or annual reviews, and investigate all available sources of credit.
- Prepare and present financial information, industry data, economic influences, and market trends in detail.
- Maintain a thorough understanding of the credit culture and loan policy to inform risk appetite and policy adherence.
- Handle complex borrowers with little direction and negotiate loan structures with Commercial Bankers.
- Ensure loan agreements are complete and accurate, support timely loan closing and funding activities, and manage loan portfolios to ensure conformity and servicing.
- Bachelor's degree (BS or BA) in finance, accounting, or business preferred.
- Minimum of five years of relevant experience in commercial credit analysis, commercial lending, loan structuring, finance, underwriting, and portfolio management.
- Ability to develop and sustain analytic and risk management skills, apply sound judgment, and become subject matter expert.
- Familiarity with various industries and commercial property types, experience evaluating economic and market conditions, and analyzing collateral and valuation.
- Knowledge of policies, procedures, and operations of commercial lending, including originations, underwriting, documentation, and credit risk analysis.
The estimated salary for this role is $85,000 - $110,000 per year, depending on experience. In addition to competitive compensation, Seacoast Bank offers a range of benefits, including medical, dental, and vision insurance, 401(k) matching, paid time off, and professional development opportunities.
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