Senior Loan Officer

6 days ago


Roseville, California, United States American Pacific Mortgage Full time
Job Description

Senior Loan Officer

Key Responsibilities

  • Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans.
  • Develop and maintain relationships with clients to understand their financial needs.
  • Analyze complex financial data and assess creditworthiness.
  • Ensure compliance with all regulatory requirements.
  • Work closely with other financial professionals to structure loan packages.
  • Stay current with market trends and regulatory changes.
  • Provide the best possible advice and service to clients.

Requirements

  • Bachelor's degree in Finance, Business, or related field.
  • Minimum of 5 years of experience in loan origination or underwriting.
  • Strong understanding of financial services and loan processes.
  • Excellent analytical and problem-solving skills.
  • Proven ability to assess creditworthiness and manage risk.
  • Strong communication and interpersonal skills.
  • Ability to work independently and as part of a team.
  • Detail-oriented with strong organizational skills.
  • Proficiency in financial software and Microsoft Office Suite.
  • Knowledge of regulatory requirements and compliance.
  • Ability to develop and maintain client relationships.
  • Strong negotiation skills.
  • Experience in preparing loan proposals and presentations.
  • Ability to stay current with market trends and regulatory changes.
  • Proven track record of meeting or exceeding targets.
  • Ability to handle multiple tasks and prioritize effectively.
  • Strong ethical standards and integrity.
  • Experience in training and mentoring junior staff.
  • Ability to work under pressure and meet deadlines.
  • Willingness to participate in community events and activities.


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