Loan Disclosure Specialist

1 week ago


Roseville, California, United States American Pacific Mortgage Full time
Job Title: Loan Disclosure Specialist

We are seeking a highly skilled Loan Disclosure Specialist to join our team at American Pacific Mortgage. As a key member of our compliance team, you will be responsible for ensuring that all loan disclosures are accurate, timely, and in compliance with applicable laws and regulations.

Key Responsibilities:

  • Manage and ensure compliance with all loan disclosure requirements.
  • Prepare and review financial, legal, and regulatory disclosures.
  • Collaborate with legal, finance, and compliance departments to ensure accuracy and timeliness of all disclosures.
  • Interpret and apply disclosure regulations to various situations.
  • Maintain up-to-date knowledge of disclosure laws and regulations.
  • Develop and implement disclosure policies and procedures.
  • Conduct regular audits of disclosure processes.
  • Provide training and guidance on disclosure requirements.
  • Respond to inquiries regarding disclosure matters.
  • Monitor changes in disclosure regulations and update policies accordingly.
  • Prepare reports on disclosure activities and compliance status.
  • Assist in the development of disclosure-related communications.
  • Ensure proper documentation of all disclosure activities.
  • Identify and mitigate risks related to disclosure compliance.
  • Support internal and external audits related to disclosures.
  • Coordinate with external regulatory bodies as needed.
  • Maintain confidentiality of sensitive information.
  • Participate in continuous improvement initiatives for disclosure processes.
  • Provide support for special projects related to disclosure compliance.

Requirements:

  • Bachelor's degree in law, finance, or a related field.
  • Minimum of 3 years of experience in a disclosure or compliance role.
  • Strong understanding of disclosure regulations and requirements.
  • Excellent analytical and problem-solving skills.
  • Strong attention to detail and accuracy.
  • Ability to interpret and apply complex regulations.
  • Excellent written and verbal communication skills.
  • Ability to work independently and as part of a team.
  • Strong organizational and time management skills.
  • Proficiency in Microsoft Office Suite.
  • Experience with compliance management software is a plus.
  • Ability to handle confidential information with discretion.
  • Strong interpersonal skills and the ability to collaborate with various departments.
  • Proactive and self-motivated with a strong sense of responsibility.
  • Ability to manage multiple tasks and meet deadlines.
  • Knowledge of financial and legal terminology.
  • Experience in preparing and reviewing complex documents.
  • Ability to conduct thorough research and analysis.
  • Strong ethical standards and integrity.
  • Willingness to stay updated on industry trends and regulations.


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