Strategic Credit Insights Leader for Financial Innovation

6 days ago


Jacksonville, Florida, United States SoFi Full time

Unlocking Financial Futures Together

At SoFi, we're not just a bank - we're a next-generation financial services company using innovative, mobile-first technology to help our millions of members reach their goals. As a leader in the industry, we're proud to be at the forefront of the unprecedented transformation taking place in the financial sector.

As a Senior Business Analyst on our dynamic Credit Bureau Team, you'll be at the heart of analyzing and interpreting data to support our credit bureau data strategy. You'll design and implement business solutions that drive value across multiple platforms and products, and help identify, analyze and drive meaningful improvements to customer experiences in credit reporting for our members.

Our energetic and entrepreneurial team values innovation, integrity, and inclusivity. We're seeking a seasoned professional with a deep understanding of credit data and SoFi infrastructure to build analytical risk frameworks and perform modeling/analytics to assist new credit product strategies for various lending products.

Key Responsibilities:

  • Identify business challenges and opportunities for improvement, using analysis to make strategic or tactical recommendations.
  • Leverage deep knowledge of credit data and SoFi infrastructure to build analytical risk frameworks.
  • Perform modeling/analytics to assist new credit product strategies for various lending products.
  • Support step-change improvements in credit performance by connecting drivers of future credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis.
  • Work closely with colleagues across SoFi, including IT, Sales, Operations, Finance, and others to drive improvement in quality, volume, service, and profitability.
  • Use analytic-based problem-solving to make decisions and solve problems, with a strong quantitative orientation and conceptual thinking skills.
  • Communicate effectively, with impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal, and negotiation skills.

Requirements:

  • Bachelor's Degree in Business or a quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, or Engineering.
  • 3+ years of banking and/or financial services analytics experience.
  • 2+ years of experience in SQL querying.
  • 3+ years of experience in business analysis.
  • 3+ years of experience building business cases and influencing senior audiences.
  • 2+ years of experience in Credit Risk Management.

Compensation and Benefits:

The estimated salary range for this role is $99,200.00 - $186,000.00 annually, with a payment frequency of annual. This role is also eligible for a bonus and competitive benefits. For more information, please visit our Benefits at SoFi page.



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